Hamilton County property record for 7 Highdown Ct, Signal Mountain, TN 37377
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,041 sqft · built 1985 |
| Lot Size | 0.901 acres (39,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Oct 2024) |
| Tax Bill | $3,207 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Oct 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116D E 026 |
| Primary APN | 116D E 026 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,041 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,269 sqft (0.901 acres) |
| Lot Dimensions | 185 ft deep x 222 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000041670 |
|---|---|
| Street Address | 7 HIGHDOWN CT |
| City | SIGNAL MOUNTAIN |
| State | TN |
| Zip | 37377-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 158 CARRIAGE HILL UNIT 3 32-117 35-97 |
| Legal Subdivision | CARRIAGE HILL UNIT 3 |
| Legal Lot Number | 158 |
| Legal Unit | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 11100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 Highdown Ct is owned and occupied by two individuals who bought it in October 2024.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 HIGHDOWN CT, SIGNAL MOUNTAIN, TN 37377-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Oct 22, 2024 | Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Dec 2, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on File |
| Deed Sale | Oct 22, 2024 · Amount on File |
| Deed Document Number | 2024158 |
| Deed Book / Page | 13739 / 409 |
| Prior Transfer Date | Dec 1, 2022 |
| Prior Transfer Doc | 0000000156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7 HIGHDOWN CT, SIGNAL MOUNTAIN, TN 37377-2329 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000000130 |
|---|---|
| Date | Feb 3, 2025 |
| Book Page | 13826/940 |
| Instrument | 2025020300130 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 22, 2024 |
| Property Address | 7 HIGHDOWN CT, SIGNAL MOUNTAIN, TN 37377-2329 |
| Document Number | 0000000158 |
| Book / Page | 13739 / 409 |
| Map Reference | MB 35 PG 97 |
| Instrument Date | Oct 21, 2024 |
| Instrument | 2024102200158 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 HIGHDOWN CT, SIGNAL MOUNTAIN, TN 37377-2329 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 2, 2022 |
| Property Address | 7 HIGHDOWN CT, SIGNAL MOUNTAIN, TN 37377-2329 |
| Document Number | 0000000156 |
| Book / Page | 13157 / 190 |
| Map Reference | MB 35 PG 97 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022120200156 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 832 GEORGIA AVE STE 210, 210, CHATTANOOGA, TN 37402-2229 |
The 2025 property tax bill for 7 Highdown Ct was $3,207, down 8.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Signal Mountain Town |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,207.00 (-8.29%) | $211,650 (+35.39%) | $846,600 (+35.39%) Land $150,000 Building $696,600 |
| 2024 | $3,497.00 | $156,325 (-) | $625,300 (-) Land $100,000 Building $525,300 |
| 2023 | $3,497.00 | $156,325 | $625,300 Land $100,000 Building $525,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Highdown Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Highdown Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIGNAL MOUNTAIN WATER SYSTEM serves 7,761 people · EPA ID TN0000634 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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