7 High St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 7 High St, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,417 sqft · built 1899
Lot Size	2.11 acres (92,234 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2012)
Tax Bill	$8,147 (2026)
Deeds & Mortgages	Mar 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U13 B:00056 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U13 B:00056 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	5,417 sqft Living Area
Gross Area	11,042 sqft
Basement Area	2,645 sqft
Unfinished Basement	2,645 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	92,234 sqft (2.11 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	7 HIGH ST
City	SPENCER
State	MA
Zip	01562-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Subdivision	SPENCER
Legal Block	56
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1006
Census Tract	726200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Town Center Historic District (Boundary Increase) listed 2003 · 131 contributing resources · NRIS 03000685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 High St is owned and occupied by an individual who bought it in June 2012.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 HIGH ST, SPENCER, MA 01562-2031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2012 · Amount on File
Deed Sale	Jun 29, 2012 · Amount on File
Prior Sale	Feb 1, 2001 · Amount on File
Deed Book / Page	49204 / 23
Transfer Doc	0049204-23
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	7 HIGH ST, SPENCER, MA 01562-2031
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070274-165
Date	Mar 12, 2024
Book Page	70274/165
Instrument	17568

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 7 High St was $8,147, up 8,660.2% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,147.00 (+8,660.22%)	$742,000 (-7.27%) Land $65,900 Building $676,100	$604,537
2025	$93.00 (-98.93%)	$800,200 (+5.11%) Land $51,900 Building $748,300
2024	$8,709.00 (+6.21%)	$761,300 (+11.97%) Land $51,900 Building $709,400
2023	$8,200.00	$679,900 Land $51,900 Building $628,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20