7 High Bluff, Laguna Niguel, CA 92677 Property Records

Orange County property record for 7 High Bluff, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,910 sqft · built 1994
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Trust Names on File
Last Sale	$341,500 (Mar 1995)
Tax Bill	$6,113 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-571-11`

Property Details

APN / Parcel Number

Primary APN	`672-571-11`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,910 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,400 sqft (0.147 acres)
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	7 HIGH BLF
City	LAGUNA NIGUEL
State	CA
Zip	92677-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13929 BLK LOT 71
Legal Subdivision	TRACT 13929
Legal Tract	13929
Legal Lot Number	71
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	42332

Owner

7 High Bluff is owner-occupied and held in a trust since February 2025.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 HIGH BLF, LAGUNA NIGUEL, CA 92677-4259
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage POINT DIGITAL FINANCE INC
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 1995 · Amount on File
Deed Sale	Mar 8, 1995 · Amount on File
Deed Document Number	199596230
Last Transfer Date	Feb 6, 2025
Transfer Doc	0000049028
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 HIGH BLF, LAGUNA NIGUEL, CA 92677-4259
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HIGH BLF, LAGUNA BEACH, CA 92677-4259

Mortgage

Document Number	0000086805
Date	Mar 26, 2026
Instrument	2026000086805

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 HIGH BLF, LAGUNA NIGUEL, CA 92677-4259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249059
Date	Jul 12, 2019
Instrument	2019000249059

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 HIGH BLF, LAGUNA NIGUEL, CA 92677-4259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HIGH BLF, LAGUNA NIGUEL, CA 92677-4259

Mortgage

Document Number	0000046013
Date	Jan 22, 2021
Instrument	2021000046013

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7 High Bluff was $6,113 with a homeowner's exemption, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$623,417 (+2%) Land $188,861 Building $434,556
2025	$6,113.00 (+1.71%)	$611,194 Land $185,158 Building $426,036
2024	$6,010.00 (+2.18%)
2023	$5,882.00 (+1.98%) Homeowner's exemption	$587,461 Land $177,967 Building $409,494
2022	$5,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 High Bluff in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 High Bluff is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on High Bluff

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures