7 Henry St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 7 Henry St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,924 sqft · built 1890
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$1,625,000 (Dec 2020)
Tax Bill$28,711 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551400 153-5-1-46

Property Details

APN / Parcel Number

Primary APN551400 153-5-1-46
Alternative APN
  • 140015300500010460000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,924 sqft Living Area
1st Floor Area1,316 sqft
2nd Floor Area1,316 sqft
Upper Floors Area1,292 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleColonial
Exterior MaterialStucco
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7 HENRY ST
CityRYE
StateNY
Zip10580-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionMAP BRADFORD PARK
Legal Block1
Legal Lot Number46.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1020
Census Tract7500

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 HENRY ST, RYE, NY 10580-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 14, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleFeb 16, 2016 · Amount on Record
Deed Document Number2020603423383
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 HENRY ST, RYE, NY 10580-1112
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 HENRY ST, RYE, NY 10580-1112

Mortgage

Document Number0621783494
DateJun 27, 2022
Instrument621783494
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueMay 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateDec 14, 2020
Property Address7 HENRY ST, RYE, NY 10580-1112
Document Number0603423383
Map ReferenceVOL 12 G 29
Instrument DateDec 9, 2020
Instrument603423383
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyJUDICIAL TITLE INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 HENRY ST, 7, RYE, NY 10580-1112

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 BANK ST APT 105K, 105K, WHITE PLAINS, NY 10606-7012

Mortgage

Document Number0603473021
DateDec 14, 2020
Instrument603473021
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,711.00$25,675 (-) Land $5,200 Building $20,475$2,175,847 (+6.78%) Land $440,678 Building $1,735,169
2024$25,675 (-) Land $5,200 Building $20,475$2,037,698 (+2.38%) Land $412,698 Building $1,625,000
2023$25,675 Land $5,200 Building $20,475$1,990,310 Land $403,101 Building $1,587,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims72 (1978–2024)
Claims Outside the SFHA35 of 72
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 19 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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