7 Helman Dr, Cumberland, MD 21502 Property Records

Allegany County property record for 7 Helman Dr, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,612 sqft · built 1964
Lot Size	0.493 acres (21,454 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jul 2022)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-022402`

Property Details

APN / Parcel Number

Primary APN	`29-022402`
Alternative APN	`022402`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,612 sqft Total Area
Attic	Attic
Attic Area	300 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Utility Area	529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	21,454 sqft (0.493 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	672 sqft
Porch	Slab
Porch Area	326 sqft
Deck Area	224 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	022402
Street Address	7 HELMAN DR
City	CUMBERLAND
State	MD
Zip	21502-7450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 HELMAN DR LOT 22 110X155 145X181
Legal Lot Number	22
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2016
Census Tract	1401

Owner

7 Helman Dr is owned and occupied by an individual who bought it in July 2022.

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 HELMAN DR, CUMBERLAND, MD 21502-7450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Grant Deed, Transfer FIRST MTG SVCS GROUP INC
Jul 21, 2022	Deed, Transfer · VA Mortgage FIRST MORTGAGE SERVICES GROUP INC
Nov 3, 2017	Deed of Trust, Mortgage FIRST MTG SVCS GROUP INC
Oct 19, 2017	Grant Deed, Transfer ATLANTIC TITLE AND ESCROW COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Book / Page	2803 / 210
Prior Transfer Date	Jun 24, 2020
Prior Transfer Doc	0025650037
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 29, 2020
Property Address	7 HELMAN DR, LAVALE, MD 21502-7450
Document Number	0025650037
Book / Page	002565 / 000037
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 HELMAN DR LAVALE MD 215027450, LAVALE, MD 21502-7450

Mortgage

Document Number	25650040
Date	Jun 29, 2020
Book Page	002565/000040

Lender

Name	FIRST MTG SVCS GROUP INC
Address	CUMBERLAND, MD 21502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jul 21, 2022
Property Address	7 HELMAN DR, LAVALE, MD 21502-7450
Document Number	002803-0210
Book / Page	2803 / 210
Map Reference	LB 371 FO 187
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7 HELMAN DR, CUMBERLAND, MD 21502-7450

Mortgage

Document Number	0002803214
Date	Jul 21, 2022
Instrument	2803-214

Lender

Name	FIRST MORTGAGE SERVICES GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	7 HELMAN DR, LAVALE, MD 21502-7450
Document Number	0023380323
Book / Page	002338 / 000323
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 HELMAN DR LAVALE MD 215027450, LAVALE, MD 21502-7450

Mortgage

Document Number	0023380323
Date	Nov 6, 2017
Book Page	002338/000323

Lender

Name	FIRST MTG SVCS GROUP INC
Address	CUMBERLAND, MD 21502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 19, 2017
Property Address	7 HELMAN DR, LAVALE, MD 21502-7450
Document Number	0023330484
Book / Page	002333 / 000484
Instrument Date	Sep 12, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATLANTIC TITLE AND ESCROW COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 S LA SALLE ST #2000 CHICAGO IL 606034222, 2000, CHICAGO, IL 60603-4222
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7 Helman Dr was $3,651 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,300 (+10.45%)	$390,000 (-) Land $47,600 Building $342,400
2025	$3,651.00 Homeowner's exemption	$322,600	$390,000 Land $47,600 Building $342,400
2023	$2,956.00 Homeowner's exemption	$271,967	$288,900 Land $42,200 Building $246,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Helman Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Helman Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: T-Mobile.

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