7 Heather Ln, Indian Head, MD 20640 Property Records

Charles County property record for 7 Heather Ln, Indian Head, MD 20640

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,602 sqft · built 1987
Lot Size0.048 acres (2,070 sqft)
OwnerIndividual Name on File
Last Sale$272,000 (Oct 2022)
Tax Bill$8,315 (2025)
Deeds & MortgagesMay 2024 Mortgage
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-046715

Property Details

APN / Parcel Number

Primary APN07-046715
Alternative APNs
  • 7046715
  • 046715

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,602 sqft Living Area
1st Floor Area551 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,070 sqft (0.048 acres)
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number046715
Street Address7 HEATHER LN
CityINDIAN HEAD
StateMD
Zip20640-1530
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRM
Legal DescriptionLOT 7 SEC 1 TOWN OF INDIAN HEAD CARROLLS GREEN SUB
Legal SubdivisionCARROLLS GREEN SUB
Legal Block1
Legal Lot Number7
JurisdictionCHARLES MD
Township / Civil Division7, POMONKEY
Census Block Group1
Census Block1013
Census Tract850202

Owner

7 Heather Ln, a townhouse, is owned and occupied by an individual who bought it in October 2022.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address7 HEATHER LN, INDIAN HEAD, MD 20640-1530
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 19, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 6, 2022Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2022 · Amount on File
Deed SaleOct 6, 2022 · Amount on File
Prior SaleDec 29, 2006 · Amount on File
Deed Book / Page12728 / 99
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address7 HEATHER LN, INDIAN HEAD, MD 20640-1530
Transaction TypeMortgage
Record UpdatedMay 17, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 HEATHER LN, INDIAN HEAD, MD 20640-1530

Mortgage

Document Number0132720448
DateMay 1, 2024
Book Page13272/448
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term479 Months
DueApr 1, 2064

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address7 HEATHER LN, INDIAN HEAD, MD 20640-1530
Transaction TypeMortgage
Record UpdatedMay 4, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 HEATHER LN, INDIAN HEAD, MD 20640-1530

Mortgage

Document Number0129090255
DateApr 19, 2023
Book Page12909/255
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueAug 1, 2052

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateOct 6, 2022
Property Address7 HEATHER LN, INDIAN HEAD, MD 20640-1530
Document Number0127280099
Book / Page12728 / 99
Map ReferenceMB DBG 36 PL 223
Instrument DateJul 21, 2022
Transaction TypeTransfer
Record UpdatedOct 19, 2022
Title CompanyHERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7 HEATHER LN, INDIAN HEAD, MD 20640-1530

Mortgage

Document Number0012728107
DateOct 6, 2022
Instrument12728/107
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7 Heather Ln was $8,315.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityIndian Head Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,600$289,200 Land $100,000 Building $189,200
2025$8,315.00
2023$3,109.00$194,200$250,800 Land $95,000 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Heather Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2011–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Heather Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF INDIAN HEAD
serves 4,100 people · EPA ID MD0080020
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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