Essex County and Andover Town property record for 7 Hay Bale Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,184 sqft · built 2012 |
| Lot Size | 2.56 acres (111,888 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (May 2012) |
| Tax Bill | $19,122 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00219 B:00008 L:0000F |
| Primary APN | ANDO M:00219 B:00008 L:0000F |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,184 sqft Living Area |
| Gross Area | 5,898 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 111,888 sqft (2.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7 HAY BALE RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-6414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | ANDOVER |
| Legal Block | 8 |
| Legal Lot Number | F |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7 HAY BALE RD, ANDOVER, MA 01810-6414 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Apr 11, 2017 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Jan 18, 2017 | Deed of Trust, Mortgage · ARM BERKSHIRE BANK |
| Feb 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2012 · Amount on Record |
| Deed Sale | May 31, 2012 · Amount on Record |
| Deed Book / Page | 12963 / 348 |
| Last Transfer Date | Dec 18, 2020 |
| Transfer Doc | 16761-232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 11, 2026 |
| Property Address | 7 HAY BALE RD, ANDOVER, MA 01810-6414 |
| Document Number | 0000013681 |
| Book / Page | 18660 / 137 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202613681 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 HAY BALE RD, ANDOVER, MA 01810-6414 |
| Document Number | 0000013681, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 18660/137 |
| Instrument | 202613681 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 7 HAY BALE RD, ANDOVER, MA 01810-6414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15044-240 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 15044/240 |
| Instrument | 9019 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 7 HAY BALE RD, ANDOVER, MA 01810-6414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14960-119 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 14960/119 |
| Instrument | 1601 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Feb 10, 2021 |
| Property Address | 7 HAY BALE RD, ANDOVER, MA 01810-6414 |
| Document Number | 16761-232 |
| Book / Page | 16761 / 232 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 4667 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 HAY BALE RD, ANDOVER, MA 01810-6414 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,122.00 (+1.68%) | $1,531,000 (+4.86%) Land $717,400 Building $813,600 | $1,371,325 |
| 2024 | $18,806.00 (+6.48%) | $1,460,100 (+12.93%) Land $692,200 Building $767,900 | |
| 2023 | $17,661.00 | $1,292,900 Land $595,000 Building $697,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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