7 Harvard St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 7 Harvard St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,540 sqft · built 1965
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$568,400 (May 2022)
Tax Bill	$7,929 (2025)
Deeds & Mortgages	Aug 2024 Refinance May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:27 L:132`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:27 L:132`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,540 sqft Living Area
Gross Area	5,428 sqft
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Unfinished Basement	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 HARVARD ST
City	BIDDEFORD
State	ME
Zip	04005-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	132
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1011
Census Tract	25203

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 HARVARD ST, BIDDEFORD, ME 04005-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
May 3, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Deed Document Number	202219398
Deed Book / Page	19016 / 895
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	7 HARVARD ST, BIDDEFORD, ME 04005-3711
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194980383
Date	Aug 27, 2024
Book Page	19498/383
Instrument	2024027692

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2029

May 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 3, 2022
Property Address	7 HARVARD ST, BIDDEFORD, ME 04005-3711
Document Number	0190160895
Book / Page	19016 / 895
Instrument Date	Apr 29, 2022
Instrument	2022019398
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	108 OCEAN AVE, OLD ORCHARD BEACH, ME 04064-1730

Mortgage

Document Number	2022019399
Date	May 3, 2022
Instrument	2022019399

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,929.00 (+6.49%)	$530,700 (+1.36%) Land $157,000 Building $373,700
2024	$7,446.00 (+8.96%)	$523,600 (+0.52%) Land $157,000 Building $366,600
2023	$6,834.00 (+7.33%)	$520,900 (+34.25%) Land $154,300 Building $366,600	$653,885
2022	$6,367.00	$388,000 Land $86,600 Building $301,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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