Westchester County and Harrison Town property record for 7 Harrows Ln, Purchase, NY 10577
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,862 sqft · built 1988 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,550,000 (Oct 2025) |
| Tax Bill | $28,351 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0672.-42 |
| Primary APN | 552801 0672.-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,862 sqft Living Area |
| 1st Floor Area | 2,842 sqft |
| 2nd Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 849 sqft |
| Patio Area | 61 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000042970 |
|---|---|
| Street Address | 7 HARROWS LN |
| City | PURCHASE |
| State | NY |
| Zip | 10577-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 42 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 8602 |
Source: Westchester County and Harrison Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 TAM O SHANTER DR, PURCHASE, NY 10577-1305 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO |
| Oct 21, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Aug 12, 2004 · Amount on Record |
| Deed Document Number | 20253305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 7 HARROWS LN, PURCHASE, NY 10577-1707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7 HARROWS LN, PURCHASE, NY 10577-1707 |
| Document Number | 0660063046 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 660063046 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 21, 2025 |
| Property Address | 7 HARROWS LN, PURCHASE, NY 10577-1707 |
| Document Number | 0652833305 |
| Map Reference | MAP 21535 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 652833305 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 HARROWS LN, PURCHASE, NY 10577-1707 |
| Name | Verified Name |
|---|---|
| Address | 1 TAM O SHANTER DR, PURCHASE, NY 10577-1305 |
| Document Number | 0652943021 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 652943021 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,351.00 (+4.33%) | ||
| 2025 | $27,175.00 (-3.17%) | $16,900 (-) Land $3,200 Building $13,700 | $1,456,896 (-2.59%) Land $275,862 Building $1,181,034 |
| 2024 | $16,900 (-) Land $1,830 Building $15,070 | $1,495,575 (+3.54%) Land $161,947 Building $1,333,628 | |
| 2023 | $16,900 Land $1,830 Building $15,070 | $1,444,444 Land $156,410 Building $1,288,034 | |
| 2020 | $28,065.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 13 (1984–2022) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jan 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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