7 Harrison Ave, Panama City, FL 32401 Property Records

Bay County property record for 7 Harrison Ave, Panama City, FL 32401

Property Summary

Property Type	Restaurant
Details	86,629 sqft · built 2022
Lot Size	4.69 acres (204,601 sqft)
Owner	Company Name on Record
Tax Bill	$339,549 (2025)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`19500-010-000`

Property Details

APN / Parcel Number

Primary APN	`19500-010-000`

Interior

Total Rooms	145 Rooms
Building Area	86,629 sqft Gross Area
1st Floor Area	86,629 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	204,601 sqft (4.69 acres)
Porch	Porch
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 HARRISON AVE
City	PANAMA CITY
State	FL
Zip	32401-2724
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	8 4S 14W -22.1- 31B COM AT ELY COR LOT 1 BLK 15 GC DEVEL CO REPLAT HARRISON & PARK RESORT PB 4 PG 1 TH NW 600.74 TO MOST NLY COR BLK 15 TH SW 278 TO SWLY R/W GOVT ST TH NW 338.13 FOR POB TH SW 359.11 SE 261.13 SW 211.27 NW 110.23 NW 55.37 NW 363.45 N
Legal Subdivision	HARRISON & PARK
Legal Block	15
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1071
Census Tract	2000

Owner

Source: Bay County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	130 N RICHARD JACKSON BLVD, 200, PANAMA CITY BEACH, FL 32407-2669
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2021: Ground Lease, Transfer

Document Type	Ground Lease
Jurisdiction	BAY FL
Recording Date	Oct 19, 2021
Property Address	7 HARRISON AVE, PANAMA CITY, FL 32401-2724
Document Number	0044741616
Book / Page	4474 / 1616
Instrument Date	Oct 18, 2021
Instrument	2021079725
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$339,549.00 (+0.08%)	$18,067,107 (+380.11%) Land $2,348,500 Building $15,718,607	$18,067,107 (+380.11%) Land $2,348,500 Building $15,718,607
2024	$339,289.00 (+365.64%)
2023	$72,865.00 (+26.09%)	$3,763,099 (+17.42%) Land $2,348,500 Building $1,414,599	$3,763,099 (+17.42%) Land $2,348,500 Building $1,414,599
2022	$57,787.00	$3,204,935 Land $2,348,500 Building $856,435	$3,204,935 Land $2,348,500 Building $856,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	93 (1984–2020)
Claims Outside the SFHA	64 of 93
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 23 claims Hurricane Dennis, Jul 2005 · 6 claims Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20