7 Hardwick Ct, Sugar Grove, IL 60554 Property Records

Kane County property record for 7 Hardwick Ct, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4,911 sqft · built 2002
Lot Size	0.374 acres (16,272 sqft)
Owner	2 Company Names on File
Last Sale	$100,000 (Dec 1998)
Tax Bill	$15,920 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-335-006`

Property Details

APN / Parcel Number

Primary APN	`14-10-335-006`

Interior

Stories	2 Stories
Building Area	4,911 sqft Living Area
Gross Area	8,555 sqft
Basement Area	2,479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	16,272 sqft (0.374 acres)
Garage Type	Attached
Garage Area	1,165 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7 HARDWICK CT
City	SUGAR GROVE
State	IL
Zip	60554-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTBURY UNIT NO. 8 LOT 281
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	281
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4012
Census Tract	854504

Owner

7 Hardwick Ct is owned by a company that acquired it in July 2025.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	7 HARDWICK CT, SUGAR GROVE, IL 60554-4113
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
Jun 19, 2018	Deed of Trust, Mortgage BYLINE BANK
Aug 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage BYLINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1998 · Amount on File
Deed Sale	Dec 7, 1998 · Amount on File
Deed Document Number	1998112989
Last Transfer Date	Jul 1, 2025
Transfer Doc	0000024582
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7 HARDWICK CT, SUGAR GROVE, IL 60554-4113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008323
Date	Feb 14, 2017
Instrument	2017K008323

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7 HARDWICK CT, SUGAR GROVE, IL 60554-4113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028861
Date	Jun 19, 2018
Instrument	2018K028861

Lender

Name	BYLINE BANK
Type	Bank
Address	SILVER CREEK, GA 30173

Agreement

Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7 HARDWICK CT, SUGAR GROVE, IL 60554-4113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039216
Date	Aug 27, 2019
Instrument	2019K039216

Lender

Name	BYLINE BANK
Type	Bank
Address	CHICAGO, IL 60601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Hardwick Ct was $15,920.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,920.00	$264,278 (+7.83%) Land $38,969 Building $225,309	$793,151 (+7.83%) Land $116,954 Building $676,197
2024		$245,087 Land $36,139 Building $208,948	$735,555 Land $108,460 Building $627,095
2022	$14,794.00 (+2.66%) Homeowner's exemption	$204,061 (+5.08%) Land $30,090 Building $173,971	$612,183 (+5.08%) Land $90,270 Building $521,913
2021	$14,410.00 Homeowner's exemption	$194,196 Land $28,635 Building $165,561	$582,588 Land $85,905 Building $496,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Hardwick Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Hardwick Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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