7 Harding St, Johnstown, PA 15905 Property Records

Cambria County property record for 7 Harding St, Johnstown, PA 15905

Property Summary

Property Type	Single Family Home
Details	built 1925
Lot Size	0.102 acres (4,480 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jul 2000)
Tax Bill	$467 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-030.-210.000`

Property Details

APN / Parcel Number

Primary APN	`55-030.-210.000`
Alternative APN	`055 030311`

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,480 sqft (0.102 acres)
Lot Dimensions	112 ft deep x 40 ft wide

Location & Zoning

Street Address	7 HARDING ST
City	JOHNSTOWN
State	PA
Zip	15905-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 X 112 H
Jurisdiction	CAMBRIA PA
Township / Civil Division	SOUTHMONT
Census Block Group	1
Census Block	1013
Census Tract	11200

Owner

7 Harding St is owned and occupied by an individual who acquired it in October 2019.

Source: Cambria County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7 HARDING ST, JOHNSTOWN, PA 15905-2804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SUMMIT BANK
Nov 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SUMMIT BANK
Oct 18, 2019	Correction Deed
Aug 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2000 · Amount on File
Deed Sale	Jul 28, 2000 · Amount on File
Deed Book / Page	1678 / 683
Last Transfer Date	Oct 17, 2019
Transfer Doc	0000010442
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	7 HARDING ST, JOHNSTOWN, PA 15905-2804
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300008899
Date	Sep 13, 2023
Instrument	2023-00008899

Lender

Name	1ST SUMMIT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	47 Months
Due	Aug 15, 2027

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	7 HARDING ST, JOHNSTOWN, PA 15905-2804
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000011415
Date	Nov 13, 2019
Instrument	20190-00011415

Lender

Name	FIRST SUMMIT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2024

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CAMBRIA PA
Recording Date	Oct 18, 2019
Property Address	7 HARDING ST, JOHNSTOWN, PA 15905-2804
Document Number	2019000010442
Instrument Date	Oct 17, 2019
Instrument	20190-00010442
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HARDING ST, JOHNSTOWN, PA 15905-2804

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIA PA
Recording Date	Aug 22, 2019
Property Address	7 HARDING ST, JOHNSTOWN, PA 15905-2804
Document Number	2019000008248
Instrument Date	Aug 21, 2019
Instrument	20190-00008248
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HARDING ST, JOHNSTOWN, PA 15905-2804

Tax Assessment & Valuation

The 2026 property tax bill for 7 Harding St was $467.

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Southmont Borough
Unified School District	Westmont Hilltop School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$467.00	$9,400 Land $1,020 Building $8,380
2024	$1,306.00	$9,400 Land $1,020 Building $8,380
1972			$9,400 Land $1,020 Building $8,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Harding St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1981–1987)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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