Suffolk County and Babylon Town property record for 7 Harding Rd, Copiague, NY 11726
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,190 sqft · built 1964 |
| Lot Size | 0.172 acres (7,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Dec 2021) |
| Tax Bill | $11,773 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472089 182.-2-75 |
| Primary APN | 472089 182.-2-75 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,190 sqft Building Perimeter |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 7,505 sqft (0.172 acres) |
| Lot Dimensions | 95 ft deep x 79 ft wide |
| Account Number | 20252603550 |
|---|---|
| Street Address | 7 HARDING RD |
| City | COPIAGUE |
| State | NY |
| Zip | 11726-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | FM 1007 BL 64 LOTS 13-15 INC PTS 12&16 |
| Legal Subdivision | MAP AMITY HARBOR |
| Legal Block | 2 |
| Legal Lot Number | 75 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 123801 |
7 Harding Rd is owned and occupied by an individual who bought it in December 2021.
Source: Suffolk County and Babylon Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 HARDING RD, COPIAGUE, NY 11726-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed, Transfer · FHA Mortgage MEADOWBROOK FINANCIAL MTG BANKERS C |
| Jan 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Oct 28, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Prior Sale | Feb 21, 2007 · Amount on File |
| Deed Book / Page | 13134 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 17, 2021 |
| Property Address | 7 HARDING RD, COPIAGUE, NY 11726-5018 |
| Document Number | 0131340791 |
| Book / Page | 13134 / 791 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 955 BROADWAY, AMITYVILLE, NY 11701-2238 |
| Document Number | 0023358741 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 23358/741 |
| Name | MEADOWBROOK FINANCIAL MTG BANKERS C |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 HARDING RD, COPIAGUE, NY 11726-5018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230950710 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 23095/710 |
| Instrument | DK035876 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2049 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 HARDING RD, COPIAGUE, NY 11726-5018 |
| Document Number | 0230950711 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 7 HARDING RD COPIAGUE NY 117265018, COPIAGUE, NY 11726-5018 |
| Document Number | 0230950711 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 023095/000711 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | Copiague Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,350 Land $250 Building $3,100 | $567,797 (+11,255.94%) Land $42,373 Building $525,424 | |
| 2024 | $11,773.00 | $5,000 (-1.5%) Land $373 Building $4,627 | |
| 2023 | $3,350 Land $250 Building $3,100 | $5,076 Land $379 Building $4,697 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Harding Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 147 (1978–2022) |
| Claims Outside the SFHA | 91 of 147 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Harding Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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