Barnstable County and Harwich Town property record for 7 Harbor Light Dr, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,625 sqft · built 2023 |
| Lot Size | 0.984 acres (42,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2022) |
| Tax Bill | $7,523 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:114 P:S1-1 |
| Primary APN | HARW M:114 P:S1-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,625 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,867 sqft (0.984 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 24222 |
|---|---|
| Street Address | 7 HARBOR LIGHT DR |
| City | HARWICH |
| State | MA |
| Zip | 02645-1578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11100 |
7 Harbor Light Dr is owned and occupied by two individuals who bought it in September 2022.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 HARBOR LIGHT DR, HARWICH, MA 02645-1578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Apr 27, 2017 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on File |
| Deed Sale | Sep 7, 2022 · Amount on File |
| Prior Sale | Apr 27, 2017 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Sep 7, 2022 |
| Property Address | 7 HARBOR LIGHT DR, HARWICH, MA 02645-1578 |
| Document Number | 0001466812 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 1466812 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 DANIEL RD, HOPKINTON, MA 01748-2435 |
| Document Number | 0001466813 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 1466813 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Oct 1, 2025 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Apr 27, 2017 |
| Property Address | 7 HARBOR LIGHT DR, HARWICH, MA 02645-1578 |
| Document Number | 0001319735 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 1319735 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,254.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 PHYLLIS AVE BURLINGTON MA 018031602, BURLINGTON, MA 01803-1602 |
The 2025 property tax bill for 7 Harbor Light Dr was $7,523, up 199.4% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,523.00 (+199.36%) | $1,273,000 (+205.42%) Land $328,400 Building $944,600 | $1,461,860 |
| 2024 | $2,513.00 (+34.39%) | $416,800 (+48.01%) Land $309,800 Building $107,000 | |
| 2023 | $1,870.00 (-5.84%) | $281,600 (+14.99%) Land $281,600 | |
| 2022 | $1,986.00 | $244,900 Land $244,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Harbor Light Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Harbor Light Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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