7 Hanover Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 7 Hanover Dr, Flagler Beach, FL 32136 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,131 sqft · built 2024
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Aug 2021)
Tax Bill	$7,617 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-12-31-1927-00000-0810`

Property Details

APN / Parcel Number

Primary APN	`37-12-31-1927-00000-0810`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,131 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7 HANOVER DR
City	FLAGLER BEACH
State	FL
Zip	32136-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRCHILD OAKS PHASE III LOT 81 OR 799 PG 754
Legal Range	31E
Legal Township	12S
Legal Section	37
Legal Subdivision	FAIRCHILD OAKS
Legal Phase	3
Legal Lot Number	81
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60304

Owner

Source: Flagler County records · APN 37-12-31-1927-00000-0810

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7 HANOVER DR, FLAGLER BEACH, FL 32136-4933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Aug 04, 2021	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2021 · Amount on Record
Deed Sale	Aug 04, 2021 · Amount on Record
Prior Sale	Feb 04, 2002 · Amount on Record
Deed Document Number	2021042506
Deed Book / Page	2591 / 48
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 HANOVER DR, FLAGLER BEACH, FL 32136-4933
Transaction Type	Mortgage
Record Updated	Dec 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 N OCEAN SHORE BLVD, FLAGLER BEACH, FL 32136-3103

Mortgage

Document Number	0027361889
Date	Nov 28, 2022
Book Page	2736/1889
Instrument	2022055614

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 01, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	Other
Max Rate	12%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 04, 2021
Property Address	7 HANOVER DR, FLAGLER BEACH, FL 32136-4933
Document Number	0025910048
Book / Page	2591 / 48
Map Reference	MB 33 PG 26&27
Instrument Date	Jul 20, 2021
Instrument	2021042506
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 WILDEMESS RUN, 10, FLAGLER BEACH, FL 32136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 QUEENSWOOD DR, TALLAHASSEE, FL 32303-7128

Mortgage

Document Number	0000259150
Date	Aug 04, 2021
Instrument	2591/50

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,617.00 (+584.37%) Homeowner's exemption	$581,766 (+645.85%) Land $83,000 Building $498,766	$581,766 (+645.85%) Land $83,000 Building $498,766
2023	$1,113.00 (-0.98%)	$78,000 (-) Land $78,000	$78,000 (-) Land $78,000
2022	$1,124.00	$78,000 Land $78,000	$78,000 Land $78,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 592 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Metronet Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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