7 Half Penny Ln, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 7 Half Penny Ln, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 1981
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$347,000 (Jun 2018)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:050 B:039 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:050 B:039 L`
Alternative APN	`546500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
Gross Area	4,508 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	676 sqft
Basement Area	816 sqft
Unfinished Basement	636 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	546500
Street Address	7 HALF PENNY LN
City	OLD SAYBROOK
State	CT
Zip	06475-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-1
Legal Block	39
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2001
Census Tract	670100

Owner

7 Half Penny Ln is owned and occupied by an individual who bought it in June 2018.

Source: Old Saybrook Town records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7 HALF PENNY LN, OLD SAYBROOK, CT 06475-1071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Nov 8, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit GUILFORD SAVINGS BANK
Jun 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Aug 17, 2005 · Amount on File
Deed Book / Page	633 / 996
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Recording Date	Aug 19, 2026
Property Address	7 HALF PENNY LN, OLD SAYBROOK, CT 06475-1071
Document Number	0709000039
Book / Page	709 / 39
Instrument Date	May 23, 2026
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HALF PENNY LN, OLD SAYBROOK, CT 06475-1071

Mortgage

Document Number	0709000039,
Date	Aug 19, 2026
Book Page	709/39

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	7 HALF PENNY LN, OLD SAYBROOK, CT 06475-1071
Transaction Type	Mortgage
Record Updated	Nov 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000695-1
Date	Nov 8, 2024
Book Page	695/1

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	7 HALF PENNY LN, OLD SAYBROOK, CT 06475-1071
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00686-1056
Date	Oct 2, 2023
Book Page	686/1056

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	7 HALF PENNY LN, OLD SAYBROOK, CT 06475-1071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626-587
Date	Aug 17, 2017
Book Page	626/587

Lender

Name	GUILFORD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 18, 2018
Property Address	7 HALF PENNY LN, OLD SAYBROOK, CT 06475-1071
Document Number	633-996
Book / Page	000633 / 000996
Instrument Date	Jun 13, 2018
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Amount	Amount on Record
Tax	$347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 7 Half Penny Ln was $5,535.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,535.00	$357,100 Land $89,600 Building $267,500	$249,970 Land $62,720 Building $187,250
2024	$5,535.00 (+15.36%)
2023	$4,798.00 (+1.85%)	$234,600 (-) Land $71,400 Building $163,200
2022	$4,711.00	$234,600 Land $71,400 Building $163,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Half Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Half Penny Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Half Penny Ln

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