Cortland County and Cortland City property record for 7 Halbert St, Cortland, NY 13045
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,908 sqft · built 1900 |
| Lot Size | 0.143 acres (6,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,500 (Jul 2007) |
| Tax Bill | $4,534 (2026) |
| Deeds & Mortgages | Jun 2018 Loan Modification Jun 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 110200 86.49-01-32.000 |
| Primary APN | 110200 86.49-01-32.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Total Area |
| 1st Floor Area | 954 sqft |
| 2nd Floor Area | 954 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,248 sqft (0.143 acres) |
| Lot Dimensions | 142 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 HALBERT ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1931 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970700 |
Source: Cortland County and Cortland City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 HALBERT ST, CORTLAND, NY 13045-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage TOMPKINS TR CO |
| Jun 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TOMPKINS TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2007 · Amount on Record |
| Deed Sale | Jul 2, 2007 · Amount on Record |
| Deed Book / Page | 10626 / 78002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 7 HALBERT ST, CORTLAND, NY 13045-1931 |
| Document Number | 0000003835 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7 HALBERT ST #1 CORTLAND NY 130451931, 1, CORTLAND, NY 13045-1931 |
| Document Number | 0000003835 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 3835 |
| Name | TOMPKINS TR CO |
|---|---|
| Address | ITHACA, NY 14850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 2, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 7 HALBERT ST, CORTLAND, NY 13045-1931 |
| Document Number | 0000003834 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7 HALBERT ST CORTLAND NY 130451931, CORTLAND, NY 13045-1931 |
| Document Number | 0000003834 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 3834 |
| Name | TOMPKINS TR CO |
|---|---|
| Address | ITHACA, NY 14850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 2, 2033 |
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,534.00 (+49.59%) Homeowner's exemption | ||
| 2025 | $3,031.00 (+18.21%) | $130,000 (+78.33%) Land $13,700 Building $116,300 | $134,021 (+34.2%) Land $14,124 Building $119,897 |
| 2023 | $2,564.00 Homeowner's exemption | $72,900 Land $9,600 Building $63,300 | $99,863 Land $13,151 Building $86,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (1996–2013) |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures