7 Groton School Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 7 Groton School Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,064 sqft · built 1985
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$6,649 (2025)
Deeds & MortgagesAug 2026 Sale
Feb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNAYER M:019 B:0000 L:0197

Property Details

APN / Parcel Number

Primary APNAYER M:019 B:0000 L:0197

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,064 sqft Living Area
Gross Area2,184 sqft
1st Floor Area1,672 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address7 GROTON SCHOOL RD
CityAYER
StateMA
Zip01432-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number197
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2015
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 GROTON SCHOOL RD, AYER, MA 01432-1007
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Warranty Deed, Transfer
Feb 9, 2026Deed of Trust, Mortgage · Line of Credit
I-C FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 20, 2026
Transfer Doc0000107549
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAYER MA
Recording DateAug 25, 2026
Property Address7 GROTON SCHOOL RD, AYER, MA 01432-1007
Document Number0000107549
Book / Page86056 / 99
Instrument DateAug 20, 2026
Instrument2026107549
Transaction TypeTransfer
Record UpdatedSep 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7 GROTON SCHOOL RD, AYER, MA 01432-1007

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address7 GROTON SCHOOL RD, AYER, MA 01432-1007
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085208-188
DateFeb 9, 2026
Book Page85208/188
Instrument14299
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,649.00 (+5.96%)$555,900 (+10.04%) Land $163,300 Building $392,600$670,890 (-2.94%)
2024$691,220
2023$6,275.00$505,200 Land $177,300 Building $327,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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