7 Groton Harvard Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 7 Groton Harvard Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,390 sqft · built 1880
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Dec 2025)
Tax Bill$4,102 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:027 B:0000 L:0131

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0131

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,390 sqft Living Area
Gross Area3,370 sqft
1st Floor Area1,182 sqft
Basement Area928 sqft
Unfinished Basement928 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address7 GROTON HARVARD RD
CityAYER
StateMA
Zip01432-1846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal Lot Number131
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group4
Census Block4002
Census Tract325102

Owner

7 Groton Harvard Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address7 GROTON HARVARD RD, AYER, MA 01432-1846
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2025 · Amount on File
Deed SaleDec 30, 2025 · Amount on File
Prior SaleMar 31, 1989 · Amount on File
Deed Book / Page85071 / 590
Prior Transfer DateDec 16, 2024
Prior Transfer Doc083589-168
Record UpdatedOct 29, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionAYER MA
Recording DateDec 30, 2025
Property Address7 GROTON HARVARD RD, AYER, MA 01432-1846
Document Number085071-590
Book / Page85071 / 590
Instrument DateDec 30, 2025
Instrument160532
Transaction TypeTransfer
Record UpdatedFeb 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 GROTON HARVARD RD, AYER, MA 01432-1846

Mortgage

Document Number0000160533
DateDec 30, 2025
Instrument160533
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueJan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 7 Groton Harvard Rd was $4,102.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,102.00$343,000 Land $106,200 Building $236,800$676,685 (+49.17%)
2024$453,625
2023$3,541.00$285,100 Land $99,600 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Groton Harvard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Groton Harvard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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