7 Gregory Cir, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 7 Gregory Cir, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,790 sqft · built 2012
Lot Size	0.831 acres (36,198 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Jul 2015)
Tax Bill	$15,535 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00160 B:00007 L:0000D`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00160 B:00007 L:0000D`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,790 sqft Living Area
Gross Area	5,585 sqft
Basement Area	1,568 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,198 sqft (0.831 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 GREGORY CIR
City	ANDOVER
State	MA
Zip	01810-4167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	7
Legal Lot Number	D
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2009
Census Tract	254301

Owner

7 Gregory Cir is owned and occupied by two individuals who bought it in July 2015.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 GREGORY CIR, ANDOVER, MA 01810-4167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on File
Deed Sale	Jul 1, 2015 · Amount on File
Prior Sale	Nov 20, 2012 · Amount on File
Deed Book / Page	14286 / 102
Transfer Doc	0013222-17
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	7 GREGORY CIR, ANDOVER, MA 01810-4167
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017454-320
Date	May 26, 2022
Book Page	17454/320
Instrument	12414

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	7 GREGORY CIR, ANDOVER, MA 01810-4167
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016938-298
Date	May 19, 2021
Book Page	16938/298
Instrument	16787

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	7 GREGORY CIR, ANDOVER, MA 01810-4167
Document Number	16061-299
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GREGORY CIR ANDOVER MA 018104167, ANDOVER, MA 01810-4167

Mortgage

Document Number	16061-299
Date	Oct 30, 2019
Book Page	016061/000299
Instrument	27224

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Oct 29, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 7 Gregory Cir was $15,535, up 8% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,535.00 (+7.99%)	$1,243,800 (+11.36%) Land $537,600 Building $706,200	$1,271,195
2024	$14,386.00 (+6.6%)	$1,116,900 (+13.06%) Land $450,700 Building $666,200
2023	$13,495.00	$987,900 Land $385,400 Building $602,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Gregory Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Gregory Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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