Essex County and West Caldwell Township property record for 7 Gray St, West Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 1,164 sqft · built 1948 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Apr 2024) |
| Tax Bill | $8,547 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00801-0000-00025 |
| Primary APN | 21-00801-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,164 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 106 ft deep x 50 ft wide |
| Old Parcel Number | 2100064000000024B |
|---|---|
| Street Address | 7 GRAY ST |
| City | WEST CALDWELL |
| State | NJ |
| Zip | 07006-7605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | 50X106 |
| Legal Block | 801 |
| Legal Lot Number | 25 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | WEST CALDWELL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21803 |
Source: Essex County and West Caldwell Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 GRAY ST, WEST CALDWELL, NJ 07006-7605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 5, 2024 | Deed, Transfer · FHA Mortgage UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on Record |
| Deed Sale | Apr 5, 2024 · Amount on Record |
| Prior Sale | Jul 26, 2016 · Amount on Record |
| Deed Document Number | 202419446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 GRAY ST, WEST CALDWELL, NJ 07006-7605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7 GRAY ST, WEST CALDWELL, NJ 07006-7605 |
| Document Number | 0000015084 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026015084 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 5, 2024 |
| Property Address | 7 GRAY ST, WEST CALDWELL, NJ 07006-7605 |
| Document Number | 0000019446 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024019446 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | ZWIREN TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 GRAY ST, WEST CALDWELL, NJ 07006-7605 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 GRAY ST, WEST CALDWELL, NJ 07006-7605 |
| Document Number | 0000019447 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024019447 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
Source: Essex County and West Caldwell Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | West Caldwell Township |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,900 (-) Land $179,500 Building $131,400 | $310,900 (-) Land $179,500 Building $131,400 | |
| 2025 | $8,547.00 (+0.48%) | $310,900 (-) Land $179,500 Building $131,400 | $310,900 (-) Land $179,500 Building $131,400 |
| 2024 | $8,506.00 (+2.94%) | ||
| 2023 | $310,900 Land $179,500 Building $131,400 | $310,900 Land $179,500 Building $131,400 | |
| 2022 | $8,263.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CALDWELL WATER DEPARTMENT serves 10,759 people · EPA ID NJ0721001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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