7 Gilmore Ter, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7 Gilmore Ter, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,192 sqft · built 1972
Lot Size0.221 acres (9,635 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (Jul 2001)
Tax Bill$6,444 (2026)
Flood ZoneZone X (minimal risk)
APN013089 28.11-1-7

Property Details

APN / Parcel Number

Primary APN013089 28.11-1-7
Alternative APNs
  • 308902801100010070000000
  • 02801100010070000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,192 sqft Total Area
1st Floor Area1,940 sqft
Upper Floors Area252 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area9,635 sqft (0.221 acres)
Lot Dimensions321 ft deep x 30 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02801100010070000000
Street Address7 GILMORE TER
CitySCHENECTADY
StateNY
Zip12303-2807
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR40
Legal DescriptionPT LOT 7
Legal Block1
Legal Lot Number7.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group2
Census Block2004
Census Tract14617

Owner

7 Gilmore Ter, a duplex, is owned and occupied by two individuals who bought it in July 2001.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7 GILMORE TER, SCHENECTADY, NY 12303-2807
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2001 · Amount on File
Deed SaleJul 6, 2001 · Amount on File
Prior SaleMar 11, 1996 · Amount on File
Deed Book / Page2685 / 206
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 7 Gilmore Ter was $6,444 with a homeowner's exemption, up 7.5% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,444.00 (+7.45%) Homeowner's exemption
2025$5,997.00 Homeowner's exemption$268,000 Land $54,000 Building $214,000$357,333 Land $72,000 Building $285,333
2023$268,000 (-) Land $54,000 Building $214,000$315,294 (+7.06%) Land $63,529 Building $251,765
2022$268,000 Land $54,000 Building $214,000$294,505 Land $59,341 Building $235,164
2021$10,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Gilmore Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Gilmore Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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