7 Gem Rd, Oak Ridge, NJ 07438 Property Records

Morris County and Jefferson Township property record for 7 Gem Rd, Oak Ridge, NJ 07438

Property Summary

Property Type	Single Family Home
Details	987 sqft · built 1950
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jan 2019)
Tax Bill	$5,596 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2019 Sale & Mortgage
APN	`14-00370-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`14-00370-0000-00019`
Alternative APN	`140037000019`

Interior

Stories	1 Story
Building Area	987 sqft Living Area
1st Floor Area	987 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	7 GEM RD
City	OAK RIDGE
State	NJ
Zip	07438-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	INCL BLK 370 LOTS 19 & 20
Legal Subdivision	OAK RDG LAKE PARK SEC #1
Legal Block	370
Legal Lot Number	19
Jurisdiction	MORRIS NJ
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1019
Census Tract	44601

Owner

7 Gem Rd is owned and occupied by an individual who bought it in January 2019.

Source: Morris County and Jefferson Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	7 GEM RD, OAK RIDGE, NJ 07438-9736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 4, 2019	Deed, Transfer · FHA Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	2019576
Deed Book / Page	23473 / 1108
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	6130000124
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	7 GEM RD, OAK RIDGE, NJ 07438-9736
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0243160114
Date	Jan 11, 2022
Book Page	24316/114
Instrument	2022003478

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 1, 2041

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 4, 2019
Property Address	7 GEM RD, OAK RIDGE, NJ 07438-9736
Document Number	0234731108
Book / Page	23473 / 1108
Instrument Date	Dec 12, 2018
Instrument	2019000576
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 GEM RD, 7, OAK RIDGE, NJ 07438-9736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GEM RD, OAK RIDGE, NJ 07438-9736

Mortgage

Document Number	2019000577
Date	Jan 4, 2019
Instrument	2019000577

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Jefferson Township
Unified School District	Jefferson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,400 (-) Land $92,600 Building $93,800	$186,400 (-) Land $92,600 Building $93,800
2025		$186,400 Land $92,600 Building $93,800	$186,400 Land $92,600 Building $93,800
2024	$5,596.00
2023		$186,400 Land $92,600 Building $93,800	$186,400 Land $92,600 Building $93,800
2022	$5,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7 Gem Rd; there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2000–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Gem Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile.

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