Schenectady County and Schenectady City property record for 7 Gebhardt St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1904 |
| Lot Size | 0.587 acres (25,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Nov 2024) |
| Tax Bill | $5,850 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Nov 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.47-1-31 |
| Primary APN | 421500 60.47-1-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 25,600 sqft (0.587 acres) |
| Lot Dimensions | 160 ft deep x 160 ft wide |
| Garage Type | Detached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 GEBHARDT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WD |
| Legal Subdivision | ROTTERDAM |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 829 DAVIS TER, SCHENECTADY, NY 12303-2013 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Nov 21, 2024 | Administrator's Deed, Transfer |
| Dec 26, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on Record |
| Deed Sale | Nov 21, 2024 · Amount on Record |
| Prior Sale | Dec 26, 2019 · Amount on Record |
| Deed Document Number | 202470478 |
| Deed Book / Page | 2142 / 535 |
| Prior Transfer Date | Jun 3, 2008 |
| Prior Transfer Doc | 1783000720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 GEBHARDT ST, SCHENECTADY, NY 12304-2010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 GEBHARDT ST, SCHENECTADY, NY 12304-2010 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001714 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 5188/884 |
| Instrument | 202201714 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 21, 2024 |
| Property Address | 7 GEBHARDT ST, SCHENECTADY, NY 12304-2010 |
| Document Number | 0000070478 |
| Book / Page | 2142 / 535 |
| Instrument Date | Sep 13, 2024 |
| Instrument | 202470478 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 MOYSTON ST, SCHENECTADY, NY 12307-1111 |
| Name | Verified Name |
|---|---|
| Address | 829 DAVIS TER, SCHENECTADY, NY 12303-2013 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 26, 2019 |
| Property Address | 7 GEBHARDT ST, SCHENECTADY, NY 12304-2010 |
| Document Number | 0000057026 |
| Book / Page | 002027 / 000163 |
| Instrument Date | Aug 4, 2019 |
| Instrument | 57026 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1056 HOLLAND RD SCHENECTADY NY 123031152, SCHENECTADY, NY 12303-1152 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,850.00 (+6.32%) | $115,000 (-) Land $17,300 Building $97,700 | $190,429 (+30.82%) Land $28,647 Building $161,782 |
| 2023 | $115,000 (-) Land $17,300 Building $97,700 | $145,570 (+3.8%) Land $21,899 Building $123,671 | |
| 2022 | $115,000 Land $17,300 Building $97,700 | $140,244 Land $21,098 Building $119,146 | |
| 2021 | $5,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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