7 Gayle St, Hampton, VA 23669 Property Records

Hampton City property record for 7 Gayle St, Hampton, VA 23669

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,551 sqft · built 1956
Lot Size0.203 acres (8,880 sqft)
Owner2 Individual Names on Record
Last Sale$196,000 (Aug 2008)
Tax Bill$2,845 (2025)
Deeds & MortgagesJan 2008 Line of Credit
Aug 2006 Mortgage
+ 4 more
APN12L037 00 00003

Property Details

APN / Parcel Number

Primary APN12L037 00 00003
Alternative APN
  • 12003548

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,551 sqft Living Area
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,880 sqft (0.203 acres)
Lot Dimensions148 ft deep x 60 ft wide
Garage TypeCarport
Garage Area298 sqft
CarportCarport
Carport Area298 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area178 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Account Number12003548
Street Address7 GAYLE ST
CityHAMPTON
StateVA
Zip23669-2442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5 R-13 ONE
Legal DescriptionWILLIAMS COURT L3.
Legal SubdivisionWILLIAMS COURT
Legal Lot Number3
JurisdictionHAMPTON CITY VA
Township / Civil DivisionHAMPTON
Census Block Group2
Census Block2019
Census Tract10800

Owner

Source: Hampton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 GAYLE ST, HAMPTON, VA 23669-2442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2008Deed of Trust, Mortgage · Line of Credit
MONARCH BANK
Aug 28, 2006Deed of Trust, Mortgage · ARM
CITYWIDE MTG CORP
May 20, 2009Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORAT
Aug 1, 2008Warranty Deed, Transfer · FHA Mortgage
FULTON BANK
Mar 27, 2007Warranty Deed, Transfer
Sep 26, 2005Warranty Deed, Transfer · Conventional Mortgage
AAMES FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2008 · Amount on Record
Deed SaleAug 1, 2008 · Amount on Record
Prior SaleMar 27, 2007 · Amount on Record
Deed Book / Page800 / 14294
Record UpdatedOct 29, 2026

January 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address7 GAYLE ST, HAMPTON, VA 23669-2442
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000800/700
DateJan 11, 2008
Book Page800/700
Lender
NameMONARCH BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address7 GAYLE ST, HAMPTON, VA 23669-2442
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0600/22296
DateAug 28, 2006
Book Page600/22296
Lender
NameCITYWIDE MTG CORP
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 1, 2036
Interest
Rate TypeAdjustable Rate
Rate10.1%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2008

May 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address7 GAYLE ST, HAMPTON, VA 23669-2442
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00900/8050
DateMay 20, 2009
Book Page900/8050
Lender
NameFREEDOM MORTGAGE CORPORAT
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2039
Interest
Rate TypeFixed Rate

August 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateAug 1, 2008
Property Address7 GAYLE ST, HAMPTON, VA 23669-2442
Document Number0800/14294
Book / Page800 / 14294
Instrument DateJul 30, 2008
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0800/14295
DateAug 1, 2008
Book Page800/14295
Lender
NameFULTON BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2038
Interest
Rate TypeFixed Rate

March 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateMar 27, 2007
Property Address7 GAYLE ST, HAMPTON, VA 23669-2442
Document Number00700/7763
Book / Page700 / 7763
Instrument DateMar 23, 2007
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

September 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateSep 26, 2005
Property Address7 GAYLE ST, HAMPTON, VA 23669-2442
Document Number0500/25328
Book / Page500 / 25328
Instrument DateSep 21, 2005
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050025329
DateSep 26, 2005
Instrument500/25329
Lender
NameAAMES FUNDING CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0500/25330
DateSep 26, 2005
Book Page500/25330
Lender
NameAAMES FUNDING CORP
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHampton City
Unified School DistrictHampton City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,100 (+2.12%) Land $62,000 Building $179,100$241,100 (+2.12%) Land $62,000 Building $179,100
2025$2,845.00 (+19.39%)$236,100 (+22.2%) Land $57,000 Building $179,100$236,100 (+22.2%) Land $57,000 Building $179,100
2023$2,383.00 (+1.23%)$193,200 Land $50,000 Building $143,200$193,200 Land $50,000 Building $143,200
2022$2,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 130 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims51 (1978–2020)
Claims Outside the SFHA4 of 51
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims
  • Hurricane Isabel, Sep 2003 · 17 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT NEWS
serves 407,300 people · EPA ID VA3700500
Water SourceSurface water
Last State InspectionSep 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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