7 Gary Ct, Park Ridge, NJ 07656 Property Records

Bergen County and Park Ridge Borough property record for 7 Gary Ct, Park Ridge, NJ 07656

Property Summary

Property Type	Single Family Home
Details	2,108 sqft · built 1965
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$679,750 (May 2005)
Tax Bill	$15,538 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-02401-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`47-02401-0000-00010`
Alternative APNs	`470240100010` `240110`

Interior

Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	2,108 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	240110
Street Address	7 GARY CT
City	PARK RIDGE
State	NJ
Zip	07656-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	120X125 1.0LT
Legal Subdivision	BIRCHWOOD MANOR
Legal Block	2401
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	PARK RIDGE
Census Block Group	4
Census Block	4002
Census Tract	43002

Owner

7 Gary Ct is owned and occupied by two individuals who bought it in May 2005.

Source: Bergen County and Park Ridge Borough records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 GARY CT, PARK RIDGE, NJ 07656-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2005 · Amount on File
Deed Sale	May 16, 2005 · Amount on File
Prior Sale	May 9, 2005 · Amount on File
Deed Book / Page	8812 / 684
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Aug 21, 2026
Property Address	7 GARY CT, PARK RIDGE, NJ 07656-2412
Document Number	0000058126
Book / Page	5880 / 1574
Instrument Date	Jul 17, 2026
Instrument	202658126
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GARY CT, PARK RIDGE, NJ 07656-2412

Mortgage

Document Number	0000058126,
Date	Aug 21, 2026
Book Page	5880/1574
Instrument	202658126

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2056

Interest

Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 GARY CT, PARK RIDGE, NJ 07656-2412
Document Number	0028441559
Book / Page	002844 / 001559
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 GARY CT PARK RIDGE NJ 076562412, PARK RIDGE, NJ 07656-2412

Mortgage

Document Number	0028441559
Date	Jan 23, 2018
Book Page	002844/001559

Lender

Name	KEARNY BK
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Gary Ct was $15,538, up 2.6% from the year before.

Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Park Ridge Borough
Unified School District	Park Ridge Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,200 (-) Land $286,000 Building $180,200	$466,200 (-) Land $286,000 Building $180,200
2025	$15,538.00 (+2.62%)	$466,200 Land $286,000 Building $180,200	$466,200 Land $286,000 Building $180,200
2024	$15,142.00
2023		$466,200 Land $286,000 Building $180,200	$466,200 Land $286,000 Building $180,200
2022	$14,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Gary Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Gary Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK RIDGE WATER DEPT serves 16,466 people · EPA ID NJ0247001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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