7 Gary Cir, Natchez, MS 39120 Property Records

Adams County property record for 7 Gary Cir, Natchez, MS 39120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,684 sqft · built 1974
Owner	2 Individual Names on File
Tax Bill	$454 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0074 0001 0114`

Property Details

APN / Parcel Number

Primary APN	`0074 0001 0114`
Alternative APNs	`009594` `9594`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	9594
Street Address	7 GARY CIR
City	NATCHEZ
State	MS
Zip	39120-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H&L#16&PT#15 WESTOVER 46-106A-19 3RD DEV
Legal Range	03W
Legal Township	07N
Legal Section	34
Legal Subdivision	WESTOVER HEIGHTS
Jurisdiction	ADAMS MS
Township / Civil Division	2
Census Block Group	3
Census Block	3004
Census Tract	900

Owner

Source: Adams County records · APN 0074 0001 0114

Assessment roll updated September 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 GARY CIR, NATCHEZ, MS 39120-4338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2020
Deed Sale	May 29, 2020
Deed Document Number	000027Z238
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MS
Property Address	7 GARY CIR, NATCHEZ, MS 39120-4338
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GARY CIR, NATCHEZ, MS 39120-4338

Mortgage

Document Number	000951/396
Date	Jun 18, 2020
Book Page	951/396
Instrument	127134

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated September 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Adams County
Municipality	Natchez City
Unified School District	Natchez-Adams School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$454.00 (-2.16%) Homeowner's exemption Senior Citizen's exemption	$16,100 (+28.22%)	$161,000 (+28.22%) Land $15,230 Building $145,770
2024	$464.00 Homeowner's exemption Senior Citizen's exemption	$12,557 (-)	$125,570 (-) Land $15,230 Building $110,340
2023	$464.00 (+5.94%) Homeowner's exemption	$12,557 (-) Land $1,523 Building $11,034	$125,570 (-) Land $15,230 Building $110,340
2022	$438.00 Homeowner's exemption	$12,557
2021			$125,570 Land $15,230 Building $110,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2013)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2013 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.