Sumter County property record for 7 Garrison Cir, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,701 sqft · built 1996 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Dec 2020) |
| Tax Bill | $1,096 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-10-04-017 |
| Primary APN | 207-10-04-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 1,931 sqft |
| 1st Floor Area | 1,701 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Porch | Covered/Finished Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 30437 |
|---|---|
| Street Address | 7 GARRISON CIR |
| City | SUMTER |
| State | SC |
| Zip | 29154-7123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 149 PB96-792 0.93 AC |
| Legal Subdivision | BECKRIDGE PARK SEC 07 |
| Legal Lot Number | 149 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1704 |
Source: Sumter County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATEWAY FIRST BANK |
| Dec 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage GATEWAY MTG GRP |
| Dec 22, 2020 | Grant Deed, Transfer · FHA Mortgage GATEWAY MTG GRP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Dec 18, 2020 · Amount on Record |
| Deed Book / Page | 1278 / 1157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 21, 2026 |
| Property Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Document Number | 1353001564 |
| Book / Page | 1353 / 1564 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Document Number | 1353001564, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 1353/1564 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Jan 1, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Document Number | 0013225559 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 1322/5559 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012803126 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 1280/3126 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Document Number | 0000000001 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7 GARRISON CIR SUMTER SC 291547123, SUMTER, SC 29154-7123 |
| Document Number | 0000000001 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 001279/001897 |
| Instrument | 1 |
| Name | GATEWAY MTG GRP |
|---|---|
| Address | 244 S GATEWAY PL, JENKS, OK 74037-3460 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 22, 2020 |
| Property Address | 7 GARRISON CIR, SUMTER, SC 29154-7123 |
| Document Number | 0012781160 |
| Book / Page | 001278 / 001160 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GARRISON CIR SUMTER SC 291547123, SUMTER, SC 29154-7123 |
| Document Number | 12781161 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 001278/001161 |
| Name | GATEWAY MTG GRP |
|---|---|
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Number | 12781195, |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 001278/001195 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 21, 2030 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,096.00 (+1.11%) | $6,280 (-0.16%) Land $720 Building $5,560 | $157,117 (-) Land $18,000 Building $139,117 |
| 2023 | $1,084.00 (+0.56%) | $6,290 (-) Land $720 Building $5,570 | $157,117 (-) Land $18,000 Building $139,117 |
| 2022 | $1,078.00 | $6,290 Land $720 Building $5,570 | $157,117 Land $18,000 Building $139,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telephone Cooperative, Inc. (SC) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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