7 Gardner St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 7 Gardner St, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,256 sqft · built 1880
Lot Size	0.08 acres (3,478 sqft)
Owner	Company Name on File
Tax Bill	$8,264 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10008`

Property Details

APN / Parcel Number

Primary APN	`10008`
Alternative APN	`NANT M:04233 P:00058`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	3,307 sqft
1st Floor Area	1,275 sqft
Basement Area	443 sqft
Unfinished Basement	443 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,478 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10008
Street Address	7 GARDNER ST
City	NANTUCKET
State	MA
Zip	02554-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROH
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1031
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 Gardner St is owned by a company that acquired it in April 2018.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 22424, CHARLESTON, SC 29413-2424
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS
Nov 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS
Apr 18, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018
Deed Sale	Apr 18, 2018
Prior Sale	Apr 18, 2018
Deed Book / Page	1642 / 128
Transfer Doc	001558-171
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	7 GARDNER ST, NANTUCKET, MA 02554-2116
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001865-41
Date	Nov 22, 2021
Book Page	1865/41
Instrument	4683

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	7 GARDNER ST, NANTUCKET, MA 02554-2116
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1865-41
Date	Nov 22, 2021
Book Page	1865/41
Instrument	4683

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Apr 18, 2018
Property Address	7 GARDNER ST, NANTUCKET, MA 02554-2116
Document Number	1642-128
Book / Page	001642 / 000128
Instrument Date	Feb 16, 2018
Instrument	1110
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 GARDNER ST NANTUCKET MA 025542116, NANTUCKET, MA 02554-2116

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Apr 18, 2018
Property Address	7 GARDNER ST, NANTUCKET, MA 02554-2116
Document Number	1642-125
Book / Page	001642 / 000125
Instrument Date	Feb 16, 2018
Instrument	1109
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 GARDNER ST #A NANTUCKET MA 025542116, A, NANTUCKET, MA 02554-2116

Tax Assessment & Valuation

The 2026 property tax bill for 7 Gardner St was $8,264, up 0.9% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,264.00 (+0.93%)	$2,648,700 (+6.1%) Land $1,506,500 Building $1,142,200	$3,595,796
2025	$8,188.00 (+6.17%)	$2,496,400 (+1.32%) Land $1,289,300 Building $1,207,100
2024	$7,712.00 (+13.83%)	$2,463,900 (+16.73%) Land $1,289,300 Building $1,174,600
2023	$6,775.00	$2,110,700 Land $1,227,900 Building $882,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Gardner St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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