Middlesex County and Winchester Town property record for 7 Gardner Pl, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,158 sqft · built 1932 |
| Lot Size | 0.513 acres (22,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,430,000 (Apr 2019) |
| Tax Bill | $20,143 (2026) |
| Deeds & Mortgages | May 2021 Refinance Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:017 B:0182 L:0 |
| Primary APN | WINC M:017 B:0182 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,158 sqft Living Area |
| Gross Area | 5,511 sqft |
| Basement Area | 1,808 sqft |
| Unfinished Basement | 1,808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,325 sqft (0.513 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7 GARDNER PL |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 182 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 338400 |
7 Gardner Pl is owned and occupied by two individuals who bought it in April 2019.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 GARDNER PL, WINCHESTER, MA 01890-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Apr 8, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on File |
| Deed Sale | Apr 8, 2019 · Amount on File |
| Prior Sale | Aug 21, 1995 · Amount on File |
| Deed Document Number | 201943284 |
| Deed Book / Page | 72431 / 109 |
| Prior Transfer Date | Mar 20, 2019 |
| Prior Transfer Doc | 72431-109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 7 GARDNER PL, WINCHESTER, MA 01890-3710 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77692-266 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 77692/266 |
| Instrument | 101881 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Apr 8, 2019 |
| Property Address | 7 GARDNER PL, WINCHESTER, MA 01890-3710 |
| Document Number | 72431-109 |
| Book / Page | 72431 / 109 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 43284 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GARDNER PL, WINCHESTER, MA 01890-3710 |
| Document Number | 43285 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 43285 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 7 Gardner Pl was $20,143, up 10,073.2% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,143.00 (+10,073.23%) | $1,818,000 (+1.43%) Land $1,121,500 Building $696,500 | $2,183,567 (+9.44%) |
| 2025 | $198.00 (-99.03%) | $1,792,400 (-0.9%) Land $1,121,500 Building $670,900 | $1,995,285 |
| 2024 | $20,493.00 (+1.79%) | $1,808,700 (+6.01%) Land $1,041,500 Building $767,200 | |
| 2023 | $20,133.00 | $1,706,200 Land $961,500 Building $744,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Gardner Pl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1979–2010) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Gardner Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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