7 Gale Ave, River Forest, IL 60305 Property Records

Cook County property record for 7 Gale Ave, River Forest, IL 60305

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,400 sqft · built 1990
Lot Size	0.046 acres (1,980 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Apr 2021)
Tax Bill	$11,096 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-318-039`

Property Details

APN / Parcel Number

Primary APN	`15-12-318-039`
Alternative APN	`15-12-318-039-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tar & Gravel
Lot Area	1,980 sqft (0.046 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7 GALE AVE
City	RIVER FOREST
State	IL
Zip	60305-2009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EAST90 0 FT LOT8 S7 58 FT E90 0 FT LOT9 W2W2SW4 S12 T39N R12E 3P
Legal Range	12E
Legal Township	39N
Legal Section	12
Legal Subdivision	GALE & BLOCKS
Legal Block	7,7
Legal Lot Number	9,8
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	5
Census Block	5019
Census Tract	812000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 GALE AVE, RIVER FOREST, IL 60305-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional with PMI CIBC BK USA
May 2, 2019	Deed of Trust, Mortgage · Conventional with PMI CIBC BK USA
Sep 4, 2018	Warranty Deed, Transfer · Conventional with PMI CIBC BK USA
Jan 21, 2017	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20213234
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 6, 2021
Property Address	7 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	0009603234
Instrument Date	Mar 9, 2021
Instrument	2109603234
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 GALE AVE, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	0009603235
Date	Apr 6, 2021
Instrument	2109603235

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	2007817113
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 GALE AVE RIVER FOREST IL 603052009, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	2007817113
Date	Mar 18, 2020
Instrument	7817113

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	1912715048
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 GALE AVE RIVER FOREST IL 603052009, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	1912715048
Date	May 7, 2019
Instrument	12715048

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 4, 2018
Property Address	7 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	1824710020
Instrument Date	Aug 6, 2018
Instrument	24710020
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 GALE AVE RIVER FOREST IL 603052009, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	1824710021
Date	Sep 4, 2018
Instrument	24710021

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	1704106067
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 GALE AVE RIVER FOREST IL 603052009, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	1704106067
Date	Feb 10, 2017
Instrument	4106067

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 9, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,501 (+9.11%) Land $2,129 Building $44,372	$465,010 (+9.11%) Land $21,290 Building $443,720
2023	$11,096.00 (-5.76%)
2022	$11,774.00 Homeowner's exemption	$42,619 Land $1,831 Building $40,788	$426,190 Land $18,310 Building $407,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zentro.

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