7 Freighthouse Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 7 Freighthouse Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,848 sqft · built 1989
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2018)
Tax Bill	$4,555 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0012 B:000A L:0001-32`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0012 B:000A L:0001-32`
Alternative APNs	`CHRL M:0012 B:000A L:0001-32` `M:0012 B:000A L:0001=32`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	3,552 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 FREIGHTHOUSE RD
City	CHARLTON
State	MA
Zip	01507-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	A
Legal Lot Number	1-32
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1014
Census Tract	756101

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 FREIGHTHOUSE RD, CHARLTON, MA 01507-5469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHBRIDGE CU
Jul 31, 2018	Quit Claim Deed, Transfer SAVERS COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Book / Page	59186 / 76
Transfer Doc	0059186-76
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	7 FREIGHTHOUSE RD, CHARLTON, MA 01507-5469
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065471-359
Date	Jun 25, 2021
Book Page	65471/359
Instrument	88401

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jul 31, 2018
Property Address	7 FREIGHTHOUSE RD, CHARLTON, MA 01507-5469
Document Number	59186-76
Book / Page	59186 / 76
Instrument	78985
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FREIGHTHOUSE RD, CHARLTON, MA 01507-5469

Mortgage

Document Number	591860077
Date	Jul 31, 2018
Instrument	59186/0077

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2048

Interest

Rate	4.13%
Max Rate At Change	80.1%
Max Rate	3%

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,555.00 (+1.33%)	$416,400 (+3.09%) Land $85,300 Building $331,100	$494,802 (-7.47%)
2025	$4,495.00 (+2.93%)	$403,900 (+4.88%) Land $82,300 Building $321,600	$534,755 (+4.13%)
2024	$4,367.00 (+2.06%)	$385,100 (+9.53%) Land $79,200 Building $305,900	$513,570
2023	$4,279.00	$351,600 Land $75,800 Building $275,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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