Otsego County and Oneonta City property record for 7 Frederick St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,274 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $14,286 (2020) |
| Tax Bill | $2,032.00 (2025) |
| Primary APN | 361200 300.7-4-95 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,274 sqft Living Area |
| 1st Floor | 564 sqft 1st Floor |
| 2nd Floor | 504 sqft 2nd Floor |
| Upper Floors | 210 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 104 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Porch Area | 244 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 1452 |
|---|---|
| Street Address | 7 FREDERICK ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2012 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 95.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 590900 |
Source: Otsego County and Oneonta City records · APN 361200 300.7-4-95
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 FREDERICK ST, ONEONTA, NY 13820-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Line of Credit CHEN-DEL-O FEDERAL CREDIT UNION |
| Feb 27, 2020 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Deed Doc Number | 2020927 |
| Prior Transfer Date | Jun 06, 2003 |
| Prior Transfer Doc | 1007000211 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 7 FREDERICK ST, ONEONTA, NY 13820-2012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000705 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 2021-6705 |
| Name | CHEN-DEL-O FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 27, 2020 |
| Property Address | 7 FREDERICK ST, ONEONTA, NY 13820-2012 |
| Document Number | 0000000927 |
| Instrument Date | Jan 09, 2020 |
| Instrument | 927 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $57.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 FREDERICK ST ONEONTA NY 138202012, ONEONTA, NY 13820-2012 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,032.00 | $53,000 (-) Land $6,100 Building $46,900 | $74,648 (+14.08%) Land $8,592 Building $66,056 |
| 2023 | $53,000 Land $6,100 Building $46,900 | $65,432 Land $7,531 Building $57,901 |
7 Frederick St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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