7 Frear Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 7 Frear Ave, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,752 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,500 (Nov 2021)
Tax Bill	$9,315 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2019 Mortgage + 2 more
APN	`381700 90.72-2-17`

Property Details

APN / Parcel Number

Primary APN	`381700 90.72-2-17`
Alternative APN	`1302250`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,752 sqft Total Area
1st Floor Area	1,376 sqft
2nd Floor Area	1,376 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1302250
Street Address	7 FREAR AVE
City	TROY
State	NY
Zip	12180-1427
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2.5 STY FR HSE &2C FR GAR 390-20/WPT D
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40500

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 FREAR AVE, TROY, NY 12180-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES FCU
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FNDG
Jan 10, 2019	Deed in Lieu of Foreclosure, Transfer
Jan 10, 2019	Warranty Deed, Transfer KERRY M FAGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Jan 10, 2019 · Amount on Record
Deed Document Number	2021600176
Deed Book / Page	9826 / 191
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 16, 2021
Property Address	7 FREAR AVE, TROY, NY 12180-1427
Document Number	0098260191
Book / Page	9826 / 191
Instrument Date	Oct 19, 2021
Instrument	2021-600176
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FREAR AVE, TROY, NY 12180-1427

Mortgage

Document Number	2021600177
Date	Nov 16, 2021
Instrument	2021-600177

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	7 FREAR AVE, TROY, NY 12180-1427
Document Number	0000556760
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	SARATOGA ABSTRACT, SARATOGA ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FREAR AVE TROY NY 121801427, TROY, NY 12180-1427

Mortgage

Document Number	0000556760
Date	Sep 9, 2019
Book Page	008937/000140
Instrument	556760

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

January 2019: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	RENSSELAER NY
Recording Date	Jan 10, 2019
Property Address	7 FREAR AVE, TROY, NY 12180-1427
Document Number	0087300132
Book / Page	008730 / 000132
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 4TH ST #3RD TROY NY 121803202, 3RD, TROY, NY 12180-3202

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 10, 2019
Property Address	7 FREAR AVE, TROY, NY 12180-1427
Document Number	0000545523
Book / Page	008730 / 000132
Instrument Date	Jan 4, 2019
Instrument	545523
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 4TH ST #3RD TROY NY 121803202, 3RD, TROY, NY 12180-3202

Mortgage

Document Number	545524
Date	Jan 10, 2019
Book Page	008730/000135
Instrument	545524

Lender

Name	KERRY M FAGAN
Address	38 EAST RD, TROY, NY 12180-6861
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,315.00 (-1.47%)
2025	$9,454.00 (+29.24%)	$150,000 (-) Land $14,000 Building $136,000	$256,800 (+19.83%) Land $23,968 Building $232,832
2023		$150,000 (-) Land $14,000 Building $136,000	$214,300 (+8.58%) Land $20,001 Building $194,299
2022	$7,315.00	$150,000 Land $14,000 Building $136,000	$197,368 Land $18,421 Building $178,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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