Henderson County property record for 7 Forge Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,731 sqft · built 1967 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Aug 2024) |
| Tax Bill | $1,842 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9519893533 |
| Primary APN | 9519893533 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,731 sqft Heated Area |
| 1st Floor Area | 1,479 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Carport |
| Garage Area | 483 sqft |
| Carport | Carport |
| Carport Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 579 sqft |
| Deck Area | 100 sqft |
| Utility Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 801062 |
|---|---|
| Street Address | 7 FORGE DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-9690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 801062~MR- |
| Legal Description | FORGE MTN ACRES LO1 PLC-132 |
| Legal Subdivision | FORGE MOUNTAIN ACRES |
| Legal Block | 89 |
| Legal Lot Number | 3533 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 930702 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 FORGE DR, MILLS RIVER, NC 28759-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit SKYLA FCU |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY |
| Jun 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2019 · Amount on Record |
| Deed Document Number | 20241019482 |
| Deed Book / Page | 4203 / 434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 7 FORGE DR, MILLS RIVER, NC 28759-9690 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0040490449 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 4049/449 |
| Instrument | 1000998547 |
| Name | SKYLA FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 7 FORGE DR, MILLS RIVER, NC 28759-9690 |
| Document Number | 0034990605 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 FORGE DR MILLS RIVER NC 287599690, MILLS RIVER, NC 28759-9690 |
| Document Number | 0034990605 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 003499/000605 |
| Instrument | 925873 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jun 12, 2019 |
| Property Address | 7 FORGE DR, MILLS RIVER, NC 28759-9690 |
| Document Number | 0033450416 |
| Book / Page | 003345 / 000416 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 905157 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 FORGE DR MILLS RIVER NC 287599690, MILLS RIVER, NC 28759-9690 |
| Document Number | 33450419 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 003345/000419 |
| Instrument | 905158 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,500 (-) Land $52,900 Building $374,600 | ||
| 2025 | $1,842.00 | ||
| 2023 | $427,500 Land $52,900 Building $374,600 | $427,500 Land $52,900 Building $374,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2013–2026) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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