7 Forest St, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 7 Forest St, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1950
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,803 (2026)
Deeds & Mortgages	Oct 2022 Refinance Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0008 L:0000 P:0002A`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0008 L:0000 P:0002A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	1,404 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 FOREST ST
City	WILMINGTON
State	MA
Zip	01887-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2012
Census Tract	331300

Owner

7 Forest St is owner-occupied and held in a trust since June 2024.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 FOREST ST, WILMINGTON, MA 01887-2810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL FIVE CENTS SAVINGS BANK
Jul 21, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 25, 2024
Transfer Doc	038572-231
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	7 FOREST ST, WILMINGTON, MA 01887-2810
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037464-44
Date	Oct 24, 2022
Book Page	37464/44
Instrument	43949

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	Jul 21, 2017
Property Address	7 FOREST ST, WILMINGTON, MA 01887-2810
Document Number	31310-24
Book / Page	031310 / 000024
Instrument Date	Jul 20, 2017
Instrument	31345
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FOREST ST WILMINGTON MA 018872810, WILMINGTON, MA 01887-2810

Tax Assessment & Valuation

The 2026 property tax bill for 7 Forest St was $7,803, up 6% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,803.00 (+6.03%)	$683,900 (+6.41%) Land $310,200 Building $373,700	$709,480 (-8%)
2025	$7,359.00 (+4.55%)	$642,700 (+4.37%) Land $287,200 Building $355,500	$771,210 (+6.31%)
2024	$7,039.00 (+0.77%)	$615,800 (+5.26%) Land $287,200 Building $328,600	$725,420
2023	$6,985.00	$585,000 Land $261,100 Building $323,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Forest St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1981–2006)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Forest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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