Essex County and Saugus Town property record for 7 Floyd St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1940 |
| Square Footage | 2,272 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2014) |
| Tax Bill | $6,785.00 (2025) |
| Primary APN | SAUG M:008-G B:0002 L:0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,272 sqft Living Area |
| Gross Area | 2,980 sqft Gross Area |
| 1st Floor | 852 sqft 1st Floor |
| Basement Area | 1,012 sqft Basement |
| Finished Basement | 808 sqft Finished |
| Unfinished Basement | 204 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,001 sqft (0.115 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 7512014 |
|---|---|
| Street Address | 7 FLOYD ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | TWIN SPG ESTATE |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records · APN SAUG M:008-G B:0002 L:0008
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 FLOYD ST, SAUGUS, MA 01906-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2014 · Amount on Record |
| Deed Sale | Aug 01, 2014 · Amount on Record |
| Prior Sale | Jun 29, 2007 · Amount on Record |
| Deed Book / Page | 33453 / 463 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 7 FLOYD ST, SAUGUS, MA 01906-1524 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040919-225 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 40919/225 |
| Instrument | 20220509000260 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 7 FLOYD ST, SAUGUS, MA 01906-1524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39142-389 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 39142/389 |
| Instrument | 20201104001940 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,785.00 (+2.76%) | $635,300 (+2.47%) Land $314,500 Building $320,800 | $664,050 |
| 2024 | $6,603.00 (+3.51%) | $620,000 (+9.44%) Land $306,000 Building $314,000 | |
| 2023 | $6,379.00 | $566,500 Land $267,800 Building $298,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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