7 Fernside Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 7 Fernside Rd, Worcester, MA 01602

Property Summary

Property Type	Duplex
Details	7 bd · 2.5 ba · 3,952 sqft · built 1912
Lot Size	0.294 acres (12,800 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Jul 2014)
Tax Bill	$7,524 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-016-16+17`

Property Details

APN / Parcel Number

Primary APN	`40-016-16+17`
Alternative APN	`WORC M:40 B:016 L:16+17`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,952 sqft Living Area
Gross Area	5,785 sqft
1st Floor Area	1,340 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	12,800 sqft (0.294 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	40-016-16+17
Street Address	7 FERNSIDE RD
City	WORCESTER
State	MA
Zip	01602-4106
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS-7
Legal Block	16
Legal Lot Number	16+17
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2009
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 FERNSIDE RD, WORCESTER, MA 01602-4106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit WORCESTER CREDIT UNION
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WORCESTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Deed Book / Page	52568 / 353
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	May 8, 2026
Property Address	7 FERNSIDE RD, WORCESTER, MA 01602-4106
Document Number	073550-262
Book / Page	73550 / 262
Instrument Date	Apr 24, 2026
Instrument	202636221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FERNSIDE RD, WORCESTER, MA 01602-4106

Mortgage

Document Number	0000036221,
Date	May 8, 2026
Book Page	73550/262
Instrument	202636221

Lender

Name	WORCESTER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 FERNSIDE RD, WORCESTER, MA 01602-4106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064894-45
Date	Apr 9, 2021
Book Page	64894/45
Instrument	48968

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 FERNSIDE RD, WORCESTER, MA 01602-4106
Document Number	57692-1
Book / Page	057692 / 000001
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57692-1
Date	Sep 6, 2017
Book Page	057692/000001
Instrument	97932

Lender

Name	WORCESTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2037

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,524.00 (+11.98%)	$570,412 (+21.75%) Land $118,912 Building $451,500
2023	$6,719.00	$468,524 Land $103,424 Building $365,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1987–2013)
Most Recent Claim	Jul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T.

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