7 Fairmount Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 7 Fairmount Ave, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details2,384 sqft · built 1911
Lot Size0.173 acres (7,549 sqft)
Owner2 Individual Names on File
Last Sale$1,400,000 (Jul 2023)
Tax Bill$29,939 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-04505-0000-00041

Property Details

APN / Parcel Number

Primary APN13-04505-0000-00041
Alternative APN
  • 130450500041

Interior

Stories2 Stories
Building Area2,384 sqft Living Area

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,549 sqft (0.173 acres)
Lot Dimensions113 ft deep x 67 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130450500041
Street Address7 FAIRMOUNT AVE
CityMONTCLAIR
StateNJ
Zip07043-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description7549SF
Legal SubdivisionMONTCLAIR TOWNSHIP
Legal Block4505
Legal Lot Number41
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1002
Census Tract16300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glen Ridge Historic District (Boundary Increase II)
listed 2013 · 223 contributing resources · NRIS 13000480

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 Fairmount Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jul 28, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 8, 2022Deed, Construction Loan · Construction Mortgage
LOAN FUNDER LLC SERIES 30103
Aug 12, 2021Quit Claim Deed, Transfer
FORTUNE TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on File
Deed SaleJul 28, 2023 · Amount on File
Prior SaleApr 8, 2022 · Amount on File
Deed Document Number202345106
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404
Transaction TypeMortgage
Record UpdatedMar 26, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404

Mortgage

Document Number0000014008
DateMar 4, 2026
Instrument2026014008
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Max Rate10.6%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJul 28, 2023
Property Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404
Document Number0000045106
Instrument DateJul 13, 2023
Instrument2023045106
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404

Mortgage

Document Number0000045107
DateJul 28, 2023
Instrument2023045107
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateAug 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.6%
Margin3
Max Rate11.6%

April 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionESSEX NJ
Recording DateApr 8, 2022
Property Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404
Document Number0000036203
Instrument DateFeb 11, 2022
Instrument2022036203
Transaction TypeConstruction Loan
Record UpdatedMar 10, 2023
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 4TH ST, PEQUANNOCK, NJ 07440-1206

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 TWIN OAK RD, LIVINGSTON, NJ 07039-2229

Mortgage

Document Number0000036204
DateApr 8, 2022
Instrument2022036204
Lender
NameLOAN FUNDER LLC SERIES 30103
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term11 Months
DueMar 28, 2023

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NJ
Recording DateAug 12, 2021
Property Address7 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2404
Document Number0000098892
Instrument DateApr 14, 2021
Instrument2021098892
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyFORTUNE TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address920 BROAD ST STE 218, 218, NEWARK, NJ 07102-2609

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 ORCHARD ST, NEWARK, NJ 07102-3407

Tax Assessment & Valuation

The 2025 property tax bill for 7 Fairmount Ave was $29,939, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$851,500 (-) Land $347,700 Building $503,800$851,500 (-) Land $347,700 Building $503,800
2025$29,939.00 (+3.32%)$851,500 Land $347,700 Building $503,800$851,500 Land $347,700 Building $503,800
2024$28,976.00
2023$471,900 (-19.53%) Land $347,700 Building $124,200$471,900 (-19.53%) Land $347,700 Building $124,200
2022$19,280.00 (+1.76%)$586,400 Land $347,700 Building $238,700$586,400 Land $347,700 Building $238,700
2021$18,946.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Fairmount Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2007–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Fairmount Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile.

Nearby Properties on Fairmount Ave

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