7 Fairchild Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 7 Fairchild Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,940 sqft · built 1935
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on File
Tax Bill	$7,015 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-F B:0010 L:0013`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-F B:0010 L:0013`
Alternative APNs	`M:011=F B:0010 L:0013` `5582022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	1,169 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,799 sqft (0.248 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	5582022
Street Address	7 FAIRCHILD AVE
City	SAUGUS
State	MA
Zip	01906-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	10
Legal Lot Number	13
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2004
Census Tract	208302

Owner

7 Fairchild Ave is owned and occupied by an individual who acquired it in February 2021.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 FAIRCHILD AVE, SAUGUS, MA 01906-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance POINT DIGITAL FINANCE INC
Mar 11, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2014
Deed Sale	Mar 27, 2014
Prior Sale	Jul 3, 2013
Deed Document Number	201479
Deed Book / Page	33182 / 406
Last Transfer Date	Feb 20, 2021
Transfer Doc	39635-160
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Aug 31, 2026
Property Address	7 FAIRCHILD AVE, SAUGUS, MA 01906-1307
Document Number	0000000520
Book / Page	43599 / 383
Instrument Date	Aug 20, 2026
Instrument	2026520
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FAIRCHILD AVE, SAUGUS, MA 01906-1307

Mortgage

Document Number	0000000520,
Date	Aug 31, 2026
Book Page	43599/383
Instrument	2026520

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 FAIRCHILD AVE, SAUGUS, MA 01906-1307
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040717-5
Date	Feb 10, 2022
Book Page	40717/5
Instrument	20220210001810

Lender

Name	POINT DIGITAL FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 11, 2021
Property Address	7 FAIRCHILD AVE, SAUGUS, MA 01906-1307
Document Number	39635-160
Book / Page	39635 / 160
Instrument Date	Feb 20, 2021
Instrument	20210311002400
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FAIRCHILD AVE, SAUGUS, MA 01906-1307

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 FAIRCHILD AVE, SAUGUS, MA 01906-1307
Document Number	35714-213
Book / Page	035714 / 000213
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35714-213
Date	Mar 3, 2017
Book Page	035714/000213
Instrument	1703030090

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Mar 2, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

The 2026 property tax bill for 7 Fairchild Ave was $7,015, up 2.9% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,015.00 (+2.95%)	$673,200 (+5.52%) Land $367,700 Building $305,100	$656,023 (-18.14%)
2025	$6,814.00 (+2.59%)	$638,000 (+2.29%) Land $336,000 Building $302,000	$801,420
2024	$6,642.00 (+2.74%)	$623,700 (+8.62%) Land $326,900 Building $296,800
2023	$6,465.00	$574,200 Land $286,000 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Fairchild Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Fairchild Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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