7 Elm St, Guilford, ME 04443 Property Records

Piscataquis County and Guilford Town property record for 7 Elm St, Guilford, ME 04443

Property Summary

Property Type	Bank, Financial Building
Details	2 bd · 1 ba · 852 sqft · built 1947
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,300 (Jun 2021)
Tax Bill	$967 (2020)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Refinance + 1 more
APN	`GUID M:011 L:072-000`

Property Details

APN / Parcel Number

Primary APN	`GUID M:011 L:072-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	7 ELM ST
City	GUILFORD
State	ME
Zip	04443
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Lot Number	72-0
Jurisdiction	GUILFORD ME
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2067
Census Tract	960600

Owner

Source: Piscataquis County and Guilford Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ELM ST, GUILFORD, ME 04443
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GRANITE STATE ECONOMIC DEVELOPMENT CORP
Jun 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Deed Book / Page	2772 / 93
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD ME
Property Address	7 ELM ST, GUILFORD, ME 04443
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0277200112
Date	Jun 1, 2021
Book Page	2772/112
Instrument	2021-3335

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD ME
Property Address	7 ELM ST, GUILFORD, ME 04443
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0277200127
Date	Jun 1, 2021
Book Page	2772/127
Instrument	2021-3336

Lender

Name	GRANITE STATE ECONOMIC DEVELOPMENT CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUILFORD ME
Recording Date	Jun 1, 2021
Property Address	7 ELM ST, GUILFORD, ME 04443
Document Number	0277200093
Book / Page	2772 / 93
Instrument Date	May 27, 2021
Instrument	2021-3333
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	18 PIPER LN, ABBOT, ME 04406

Mortgage

Document Number	0020213334
Date	Jun 1, 2021
Instrument	2021-3334

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Piscataquis County and Guilford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Piscataquis County
County Subdivision	Guilford Town
Unified School District	School Administrative District 04 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2020	$967.00	$52,000 Land $9,600 Building $42,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	30 (1979–2023)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms And Flooding, Dec 2010 · 2 claims Severe Storms & Flooding, Apr 1987 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILFORD-SANGERVILLE UTILITIES DISTRICT serves 1,535 people · EPA ID ME0090640
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premium Choice Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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