7 Elm St, Apt 6, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 7 Elm St, Apt 6, Acton, MA 01720

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,000 sqft · built 1969
Lot Size	6.98 acres (304,137 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Nov 2020)
Tax Bill	$5,275 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`ACTO M:00E2 B:0240 L:0706`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E2 B:0240 L:0706`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	8 Units
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	304,137 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 ELM ST, 6
City	ACTON
State	MA
Zip	01720-2430
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	JEFFERSON FARMS CONDO
Legal Block	240
Legal Lot Number	706
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	3
Census Block	3007
Census Tract	363202

Owner

7 Elm St, Apt 6 is owned and occupied by an individual who bought it in November 2020.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 ELM ST, 6, ACTON, MA 01720-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Feb 25, 2010 · Amount on File
Record Updated	Oct 29, 2026

November 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ACTON MA
Recording Date	Nov 23, 2020
Property Address	7 ELM ST APT 6, 6, ACTON, MA 01720-2430
Document Number	0001861661
Instrument Date	Oct 20, 2020
Instrument	1861661
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ELM ST #6 ACTON MA 01720, 6, ACTON, MA 01720

Mortgage

Document Number	1861662
Date	Nov 23, 2020
Instrument	1861662

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7 Elm St, Apt 6 was $5,275, up 12.4% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,275.00 (+12.38%)	$307,600 (+9.23%) Building $307,600	$356,155 (+10.66%)
2024	$4,694.00 (+12.22%)	$281,600 (+18.22%) Building $281,600	$321,860
2023	$4,183.00	$238,200 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Elm St, Apt 6 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	45 units insured incl. 40 condo units
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Elm St, Apt 6 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880