Bergen County and Upper Saddle River Borough property record for 7 Elm Ct, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,915 sqft · built 1972 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Nov 1999) |
| Tax Bill | $16,900 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00918-0000-00013 |
| Primary APN | 63-00918-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,915 sqft Living Area |
| 1st Floor Area | 2,915 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 085140 |
|---|---|
| Street Address | 7 ELM CT |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | HAVEN HOMES |
| Legal Block | 918 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 ELM CT, UPPER SADDLE RIVER, NJ 07458-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP |
| Jan 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Dec 2, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 1999 · Amount on Record |
| Deed Sale | Nov 16, 1999 · Amount on Record |
| Prior Sale | Apr 7, 1995 · Amount on Record |
| Deed Document Number | 1999188892 |
| Deed Book / Page | 8225 / 421 |
| Prior Transfer Date | Aug 3, 1993 |
| Prior Transfer Doc | 7628000507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 ELM CT, UPPER SADDLE RIVER, NJ 07458-1313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046510969 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 4651/969 |
| Instrument | 2022041790 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 ELM CT, UPPER SADDLE RIVER, NJ 07458-1313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034580098 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 3458/98 |
| Instrument | 2020002329 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 ELM CT, UPPER SADDLE RIVER, NJ 07458-1313 |
| Document Number | 0028440743 |
| Instrument Date | Dec 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7 ELM CT UPPER SADDLE RIVER NJ 074581313, UPPER SADDLE RIVER, NJ 07458-1313 |
| Document Number | 0028440743 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 002844/000743 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,500 (-) Land $364,400 Building $288,100 | $652,500 (-) Land $364,400 Building $288,100 | |
| 2025 | $16,900.00 (+1.73%) | $652,500 (-) Land $364,400 Building $288,100 | $652,500 (-) Land $364,400 Building $288,100 |
| 2024 | $16,612.00 (+2.95%) | ||
| 2023 | $652,500 Land $364,400 Building $288,100 | $652,500 Land $364,400 Building $288,100 | |
| 2022 | $16,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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