7 Elm Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 7 Elm Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,334 sqft · built 1972
Lot Size	0.198 acres (8,640 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2022)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`399204A000`

Property Details

APN / Parcel Number

Primary APN	`399204A000`
Alternative APN	`2-062A-4969-00-0107.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	2,683 sqft
1st Floor Area	1,154 sqft
Basement Area	1,089 sqft
Finished Basement	180 sqft
Unfinished Basement	909 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,640 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	399204A000
Street Address	7 ELM CT
City	SAINT PETERS
State	MO
Zip	63376-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WEST WOOD EST #2 LOT 107
Legal Subdivision	WEST WOOD EST #2
Legal Lot Number	107
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3002
Census Tract	312400

Owner

7 Elm Ct is owned by an individual who bought it in February 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5048 MARDEL AVE, SAINT LOUIS, MO 63109-1730
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Personal Representative Deed, Transfer · Conventional Mortgage HOME ONE MANAGEMENT LLC
Feb 15, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Deed Document Number	20229047
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0000009046
Record Updated	Oct 29, 2026

February 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 15, 2022
Property Address	7 ELM CT, SAINT PETERS, MO 63376-1316
Document Number	0000009047
Map Reference	MB 15 PG 44
Instrument Date	Feb 11, 2022
Instrument	2022R-009047
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 MARDEL AVE, SAINT LOUIS, MO 63109-1730

Mortgage

Document Number	0000009048
Date	Feb 15, 2022
Instrument	2022R-009048

Lender

Name	HOME ONE MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Feb 15, 2022
Property Address	7 ELM CT, SAINT PETERS, MO 63376-1316
Document Number	0000009046
Map Reference	MB 15 PG 44
Instrument Date	Feb 11, 2022
Instrument	2022R-009046
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ELM CT, SAINT PETERS, MO 63376-1316

Tax Assessment & Valuation

The 2025 property tax bill for 7 Elm Ct was $2,907.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,121 (-)	$248,005 (-) Land $45,000 Building $203,005
2025	$2,907.00	$47,121	$248,005 Land $45,000 Building $203,005
2023		$41,149
2022			$216,574 Land $35,000 Building $181,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Elm Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	63 (1979–2022)
Claims Outside the SFHA	5 of 63
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 13 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Elm Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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