7 Ellis Cir, Salinas, CA 93907 Property Records

Monterey County property record for 7 Ellis Cir, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1989
Lot Size	0.102 acres (4,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Dec 2018)
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`261-818-010-000`

Property Details

APN / Parcel Number

Primary APN	`261-818-010-000`
Alternative APN	`261-818-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tile
Lot Area	4,425 sqft (0.102 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	261-818-010
Street Address	7 ELLIS CIR
City	SALINAS
State	CA
Zip	93907-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL WEST UNIT NO 12 TRACT 1063 LOT 14 BLK 5
Legal Subdivision	LAUREL WEST UNIT NO 12
Legal Tract	1063
Legal Block	5
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2014
Census Tract	1801

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ELLIS CIR, SALINAS, CA 93907-2328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	May 8, 2012 · Amount on Record
Deed Document Number	201857430
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0000027159
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7 ELLIS CIR, SALINAS, CA 93907-2328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050800
Date	Oct 29, 2019
Instrument	2019050800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 20, 2018
Property Address	7 ELLIS CIR, SALINAS, CA 93907-2328
Document Number	0000057430
Map Reference	VOL 6 PG 27
Instrument Date	Dec 19, 2018
Instrument	2018057430
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7 ELLIS CIR, SALINAS, CA 93907-2328

Mortgage

Document Number	0000057431
Date	Dec 20, 2018
Instrument	2018057431

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,056 (+2%) Land $284,453 Building $153,603
2025	$5,313.00 (+13.07%) Homeowner's exemption	$429,468 (+4.04%) Land $278,876 Building $150,592
2023	$4,699.00 (-0.57%) Homeowner's exemption	$412,794 Land $268,048 Building $144,746
2022	$4,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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