St. Charles County property record for 7 Ellerman Ct, Lake Saint Louis, MO 63367
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1960 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,688 (Feb 2025) |
| Tax Bill | $2,372 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 685265A004 |
| Primary APN | 685265A004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 685265A004 |
|---|---|
| Street Address | 7 ELLERMAN CT |
| City | LAKE SAINT LOUIS |
| State | MO |
| Zip | 63367-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | PT SUR 929 |
| Legal Subdivision | US SURV 929 |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 311903 |
7 Ellerman Ct is owned and occupied by an individual who bought it in February 2025.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 ELLERMAN CT, LAKE SAINT LOUIS, MO 63367-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2023 | Warranty Deed, Transfer · FHA Mortgage HAWTHORN BANK |
| Oct 27, 2022 | Warranty Deed, Transfer FREEDOM TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on File |
| Deed Sale | Feb 13, 2025 · Amount on File |
| Prior Sale | May 9, 2023 · Amount on File |
| Deed Document Number | 20256114 |
| Prior Transfer Date | Sep 6, 2024 |
| Prior Transfer Doc | 0000006114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 9, 2023 |
| Property Address | 7 ELLERMAN CT, LAKE SAINT LOUIS, MO 63367-1139 |
| Document Number | 0000017675 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023R-017675 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 ELLERMAN CT, LAKE ST LOUIS, MO 63367-1139 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 ELLERMAN CT, LAKE ST LOUIS, MO 63367-1139 |
| Document Number | 0000017676 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023R-017676 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 27, 2022 |
| Property Address | 7 ELLERMAN CT, LAKE SAINT LOUIS, MO 63367-1139 |
| Document Number | 0000058738 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022R-058738 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 187 RUE GRAND DR, LAKE SAINT LOUIS, MO 63367-1002 |
| Name | Verified Name |
|---|---|
| Address | 7 ELLERMAN CT, LAKE SAINT LOUIS, MO 63367-1139 |
The 2025 property tax bill for 7 Ellerman Ct was $2,372.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | Lake St. Louis City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,601 (-) | $176,848 (-) Land $49,032 Building $127,816 | |
| 2025 | $2,372.00 | $33,601 | $176,848 Land $49,032 Building $127,816 |
| 2023 | $27,603 | ||
| 2022 | $145,284 Land $36,000 Building $109,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Ellerman Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Ellerman Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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