Warwick City property record for 7 Elgin St, Warwick, RI 02889 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,374 sqft Living Area |
| Lot Size | 10,037 sqft (0.23 acres) |
| Garage | Basement |
| Last Sale | $635,000 (2026) |
| Tax Bill | $6,977.00 (2025) |
| Primary APN | 33403880000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,374 sqft Living Area |
| Gross Area | 3,404 sqft Gross Area |
| 1st Floor | 958 sqft 1st Floor |
| Basement Area | 958 sqft Basement |
| Unfinished Basement | 958 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,037 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 140773 |
|---|---|
| Street Address | 7 ELGIN ST |
| City | WARWICK |
| State | RI |
| Zip | 02889-3607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 388 |
| Jurisdiction | WARWICK RI |
| Minor Civil Division | WARWICK |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 21501 |
Source: Warwick City records · APN 33403880000
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 ADMIRAL KALBFUS RD, 8G, NEWPORT, RI 02840-1366 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 30, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2026 · Amount on Record |
| Deed Sale | Apr 09, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2022 · Amount on Record |
| Deed Doc Number | 20263672 |
| Deed Book / Page | 10869 / 177 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 09, 2026 |
| Property Address | 7 ELGIN ST, WARWICK, RI 02889-3607 |
| Document Number | 010869-177 |
| Book / Page | 10869 / 177 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 20263672 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Date | Apr 09, 2026 |
|---|
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 30, 2022 |
| Property Address | 7 ELGIN ST, WARWICK, RI 02889-3607 |
| Document Number | 010201-302 |
| Book / Page | 10201 / 302 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 12472 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 7 ELGIN ST, WARWICK, RI 02889-3607 |
| Document Number | 0000012473 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 12473 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,977.00 (+12.41%) | $549,400 (+25.61%) Land $231,500 Building $317,900 | |
| 2024 | $605,245 | ||
| 2023 | $6,207.00 (+6.14%) | $437,400 (+40.1%) Land $191,300 Building $246,100 | |
| 2022 | $5,848.00 | $312,200 Land $117,500 Building $194,700 |
7 Elgin St is in FEMA Zone VE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025
| FEMA Flood Zone | Zone VE 1% annual chance coastal, wave action, BFE determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 14.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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