7 Elgin Pl, Apt 705, Dunedin, FL 34698 Property Records

Pinellas County property record for 7 Elgin Pl, Apt 705, Dunedin, FL 34698

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 970 sqft · built 1972
Lot Size2.77 acres (120,655 sqft)
Owner2 Individual Names on File
Last Sale$247,000 (Feb 2020)
Tax Bill$2,905 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Jun 2019 Foreclosure
Flood ZoneZone AE (high risk)
APNC62-000-741-4556-6

Property Details

APN / Parcel Number

Primary APNC62-000-741-4556-6
Alternative APNs
  • 08-28-15-77498-000-7050
  • 281508774980007050
  • 152808774980007050
  • R84590

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units61 Units
Stories1 Story
Building Area970 sqft Living Area
1st Floor Area970 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialConcrete
Construction TypeWood
Lot Area120,655 sqft (2.77 acres)
View / LotInterior
Garage TypeCarport
CarportCarport
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR84590
Street Address7 ELGIN PL, 705
CityDUNEDIN
StateFL
Zip34698-8513
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionROYAL STEWART ARMS NO. 4 CONDO ELGIN BLDG, UNIT 705 TOGETHER WITH THE USE OF PARKING SPACE 46
Legal Range15E
Legal Township28S
Legal Section8
Legal SubdivisionROYAL STEWART ARMS
Legal Tract77498
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3013
Census Tract27106

Owner

7 Elgin Pl, Apt 705 is owned and occupied by two individuals who acquired it in April 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address1545 SPINNAKER DR, 7B, NORTH MYRTLE BEACH, SC 29582-6966
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2020Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jun 5, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2020 · Amount on File
Deed SaleFeb 14, 2020 · Amount on File
Prior SaleJun 5, 2019
Deed Document Number202052964
Deed Book / Page20885 / 146
Last Transfer DateApr 12, 2022
Transfer Doc0000117177
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 14, 2020
Property Address7 ELGIN PL APT 705, 705, DUNEDIN, FL 34698-8513
Document Number0208850146
Book / Page20885 / 0146
Map ReferenceMB 3701 PG 432-524
Instrument DateFeb 13, 2020
Instrument2020052964
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1497 MAIN ST # 263, 1497, DUNEDIN, FL 34698-4612

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ELGIN PL APT 705, 705, DUNEDIN, FL 34698-8513

Mortgage

Document Number0208850150
DateFeb 14, 2020
Instrument20885/0150
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPINELLAS FL
Recording DateJun 5, 2019
Property Address7 ELGIN PL APT 705, 705, DUNEDIN, FL 34698-8513
Document Number0205661411
Book / Page020566 / 001411
Instrument DateMay 23, 2019
Instrument178116
Transaction TypeForeclosure
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,087.10
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1497 MAIN ST #263 DUNEDIN FL 346984612, 263, DUNEDIN, FL 34698-4612

Tax Assessment & Valuation

The 2025 property tax bill for 7 Elgin Pl, Apt 705 was $2,905 with a homeowner's exemption, up 6.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,905.00 (+6.1%) Homeowner's exemption$206,616$349,068 Building $349,068
2024$2,738.00 (+1.86%)
2023$2,688.00 (+3.19%) Homeowner's exemption$194,945 (+3%)$330,842 (+15.12%) Building $330,842
2022$2,605.00 Homeowner's exemption$189,267$287,382 Building $287,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Elgin Pl, Apt 705 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,072 units insured
incl. 741 condo units
Nearby Flood Claims417 (1988–2024)
Claims Outside the SFHA7 of 417
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 22 claims
  • Hurricane Helene, Sep 2024 · 329 claims
  • Hurricane Idalia, Aug 2023 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Elgin Pl, Apt 705 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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