7 Elgin Pl, Apt 404, Dunedin, FL 34698 Property Records

Pinellas County property record for 7 Elgin Pl, Apt 404, Dunedin, FL 34698

Property Summary

Property TypeCondominium
Details975 sqft · built 1972
OwnerCompany Name on Record
Last Sale$200,000 (Sep 2018)
Tax Bill$4,695 (2025)
Deeds & MortgagesMar 2024 Transfer
Sep 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-741-4519-4

Property Details

APN / Parcel Number

Primary APNC62-000-741-4519-4
Alternative APNs
  • 08-28-15-77498-000-4040
  • 152808774980004040
  • R84553

Interior

Stories1 Story
Building Area975 sqft Heated Area
1st Floor Area975 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1981
Exterior MaterialConcrete
Construction TypeWood Frame
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR84553
Old Parcel Number152808774980004040
Street Address7 ELGIN PL APT 404, 404
CityDUNEDIN
StateFL
Zip34698-8511
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionROYAL STEWART ARMS NO. 4 CONDO ELGIN BLDG, UNIT 404
Legal Range15
Legal Township28
Legal Section08
Legal SubdivisionROYAL STEWART ARMS
Legal Lot Number5280
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3013
Census Tract27106

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address7 ELGIN PL APT 711, 711, DUNEDIN, FL 34698-8513
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 10, 2018Warranty Deed, Transfer · Conventional Mortgage
MAGNOLIA BANK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Prior SaleSep 10, 2018 · Amount on Record
Deed Document Number0201991599
Deed Book / Page20199 / 1599
Last Transfer DateMar 20, 2024
Transfer Doc0227391699
Record UpdatedJun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMar 20, 2024
Property Address7 ELGIN PL APT 404, 404, DUNEDIN, FL 34698-8511
Document Number0227391699
Book / Page22739 / 1699
Map ReferenceMB 9 PG 84
Instrument DateMar 15, 2024
Instrument2024069690
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7 ELGIN PL APT 711, 711, DUNEDIN, FL 34698-8513

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ELGIN PL APT 711, 711, DUNEDIN, FL 34698-8513

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 10, 2018
Property Address7 ELGIN PL APT 404, 404, DUNEDIN, FL 34698-8511
Document Number0201991599
Book / Page20199 / 1599
Map ReferenceOR 3701 PG 432
Instrument DateSep 5, 2018
Instrument2018289823
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyUNITY ONE TITLE & LAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 N 14TH ST, 125, CLEAR LAKE, IA 50428-3607

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 W K ST, FOREST CITY, IA 50436-1530

Mortgage

Document Number2018289824
DateSep 10, 2018
Instrument2018289824
Lender
NameMAGNOLIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,695.00 (+17.52%)$285,320 (+10.03%)$285,320 (+10.03%) Building $285,320
2023$3,995.00 (+12.44%)$259,302 (+18.58%)$259,302 (+18.58%) Building $259,302
2022$3,553.00$218,674$218,674 Building $218,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,072 units insured
incl. 741 condo units
Nearby Flood Claims417 (1988–2024)
Claims Outside the SFHA7 of 417
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 22 claims
  • Hurricane Helene, Sep 2024 · 329 claims
  • Hurricane Idalia, Aug 2023 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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