7 Elgin Pl, Apt 104, Dunedin, FL 34698 Property Records

Pinellas County property record for 7 Elgin Pl, Apt 104, Dunedin, FL 34698

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 975 sqft · built 1972
Lot Size2.77 acres (120,655 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jan 2022)
Tax Bill$1,436 (2025)
Deeds & MortgagesJan 2024 Transfer
Jan 2022 Sale
+ 3 more
Flood ZoneZone AE (high risk)
APNC62-000-741-4486-6

Property Details

APN / Parcel Number

Primary APNC62-000-741-4486-6
Alternative APNs
  • 08-28-15-77498-000-1040
  • 281508774980001040
  • 152808774980001040
  • R84520

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units61 Units
Stories1 Story
Building Area975 sqft Living Area
1st Floor Area975 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialConcrete
Construction TypeWood
Lot Area120,655 sqft (2.77 acres)
View / LotInterior
Garage TypeCarport
CarportCarport
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR84520
Street Address7 ELGIN PL, 104
CityDUNEDIN
StateFL
Zip34698-8510
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionROYAL STEWART ARMS NO. 4 CONDO ELGIN BLDG, UNIT 104
Legal Range15E
Legal Township28S
Legal Section8
Legal SubdivisionROYAL STEWART ARMS
Legal Tract77498
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3013
Census Tract27106

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7 ELGIN PL, 104, DUNEDIN, FL 34698-8510
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 18, 2022Warranty Deed, Transfer
WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 7, 2018Warranty Deed, Transfer
NAVY FCU
Nov 1, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleAug 7, 2018 · Amount on Record
Deed Document Number202217256
Deed Book / Page21894 / 2248
Last Transfer DateJan 16, 2024
Transfer Doc0226812670
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJan 19, 2024
Property Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510
Document Number0226812670
Book / Page22681 / 2670
Map ReferenceMB 3701 PG 432
Instrument DateJan 16, 2024
Instrument2024014779
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 18, 2022
Property Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510
Document Number0218942248
Book / Page21894 / 2248
Map ReferenceMB 3701 PG 432
Instrument DateJan 7, 2022
Instrument2022017256
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 HARBOR WOODS CIR, 131, SAFETY HARBOR, FL 34695-5315

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ELGIN PL 104, 104, DUNEDIN, FL 34698-8510

Mortgage

Document Number0215051608
DateApr 27, 2021
Book Page21505/1608
Instrument2021137560
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 7, 2018
Property Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510
Document Number0201581474
Book / Page020158 / 001474
Instrument DateJul 30, 2018
Instrument251583
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6532 WASHBURN CT MC LEAN VA 221014656, MC LEAN, VA 22101-4656

Mortgage

Document Number201581476
DateAug 7, 2018
Book Page020158/001476
Instrument251584
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueAug 6, 2048
Interest
Rate TypeAdjustable Rate
Rate5.25%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 1, 2017
Property Address7 ELGIN PL APT 104, 104, DUNEDIN, FL 34698-8510
Document Number0198252361
Book / Page019825 / 002361
Instrument DateOct 31, 2017
Instrument333193
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,162.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1501 GULF BLVD #307 CLEARWATER BEACH FL 337672902, 307, CLEARWATER BEACH, FL 33767-2902

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,436.00 (+7.73%) Homeowner's exemption Senior Citizen's exemption$134,880 (+5.99%)$158,341 (-35.1%) Building $158,341
2024$1,333.00 (+2.93%)
2023$1,295.00 Homeowner's exemption Senior Citizen's exemption$127,261 (-24.07%)$243,964 (+21.03%) Building $243,964
2022Homeowner's exemption Disabled Person's exemption Veteran's exemption$167,602$201,570 Building $201,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,072 units insured
incl. 741 condo units
Nearby Flood Claims417 (1988–2024)
Claims Outside the SFHA7 of 417
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 22 claims
  • Hurricane Helene, Sep 2024 · 329 claims
  • Hurricane Idalia, Aug 2023 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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